How-To Guides
Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.
2040 posts · Page 117 of 170
How-To GuidesGetting your annual fee waived: scripts that work in 2026
Banks would rather keep a spending customer than lose one over a fee. That gives you leverage — if you use it the right way, at the right time, with the right words. Here's a practical playbook for getting annual fees wa
How-To GuidesForex markup fees: the 3.5% you didn't know you were paying
Buy a $100 item on a standard Indian credit card and you will pay more than $100's worth of rupees. The difference is the foreign currency markup — and for many cardholders, it is the largest fee they pay all year withou
How-To GuidesHidden credit card charges: the 12 to watch for in 2026
Nobody reads the fee schedule. That's exactly why these charges work so well. Here are twelve charges that surprise Indian cardholders — what each one is, what it costs, and how to dodge it. Every figure below is traceab
How-To GuidesAnnual fees: when to pay, when to negotiate, when to walk away
The annual fee is the first price a card asks you to pay — before you've earned a single reward. It ranges from ₹0 on lifetime-free cards to ₹66,000 on the Amex Platinum. This guide gives you a decision framework: pay it
How-To GuidesEvery credit card fee explained: the complete 2026 guide
A credit card can be a free, reward-earning tool — or one of the most expensive ways to borrow money in India. The difference almost always comes down to fees. This guide walks through every major fee an Indian credit ca
How-To GuidesThe lifestyle verdict: cards for the good life
Dining out, movies, fashion, food delivery, weekend getaways — lifestyle spending is the largest slice of most urban credit-card bills, and the category where the right card pays you back every single week. After reviewi
How-To GuidesPaying wedding vendors: cards, UPI, and cash
The average Indian wedding now costs ₹39.5 lakh, and 38% of couples make most of their payments digitally — a historic shift for a category that ran on cash envelopes a decade ago. But "digital" covers three very differe
How-To GuidesWedding EMI: financing the big day without the stress
WedMeGood's 2025–2026 report found that 15% of couples take loans for their wedding, with the average wedding loan at ₹15.5 lakh. But long before the loan paperwork, most families face a simpler question: the venue wants
How-To GuidesHoneymoon on points: the credit card strategy
WedMeGood's latest report pegs travel-related wedding expenses — pre-wedding trips, guest logistics, and honeymoons — at an average of ₹3.41 lakh. For most couples, the honeymoon is the largest single travel purchase the
How-To GuidesBuying jewellery with cards: rewards, EMI, and safety
Jewellery is often the single largest line item in an Indian wedding budget — and the trickiest to pay for smartly. Gold carries its own tax structure, its own pricing games, and a minefield of credit-card exclusion list
How-To GuidesPaying for weddings with credit cards: the 2026 playbook
WedMeGood's 2025–2026 industry report puts the average Indian wedding budget at ₹39.5 lakh, up 8% year-on-year, with destination weddings averaging ₹58 lakh and Jaipur topping the charts at ₹73 lakh. Travel-related expen
How-To GuidesThe education verdict: cards that pay for learning
Nine guides into this series, one question remains: if you're paying for education in 2026 — school fees, a degree, coaching, insurance premiums on the side — which cards should actually be in your wallet? This is the ve