How-To Guides

Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.

2130 posts · Page 136 of 178

How-To Guides

College Fees on Credit Cards: Which Institutions Accept Cards

College and university fees are bigger, less frequent and less flexible than school fees — ₹1,00,000 to ₹25,00,000 a year depending on the institution, often due in one or two instalments with hard deadlines. Credit card

7 Oct 20266 min read
How-To Guides

Paying School Fees by Credit Card in India: Fees, Platforms, Rewards

For most parents, school fees are the single largest recurring payment of the year — often ₹50,000 to ₹3,00,000 annually per child, paid in termly or annual instalments. Paying by credit card can earn rewards on this una

7 Oct 20266 min read
How-To Guides

Best Credit Cards for Education Spending in India: 2026 Edition

School fees, college tuition, coaching institutes and online courses are some of the largest payments Indian households make every year. Put them on the right credit card and you can earn real rewards on money you have t

7 Oct 20267 min read
How-To Guides

Post-Wedding Season Card Audit: Your January 2027 Cleanup Checklist

The last baraat of the season has gone home. It's January 2027, the statements have landed, and your wallet holds the archaeology of the last three months: the card you opened for the jewellery, the add-on you gave your

7 Oct 20266 min read
How-To Guides

Wedding Loan vs Credit Card: The Honest Cost Comparison

Every wedding-season article on this site tells you to pay your card in full. This one is for the families who can't — or who are deciding, right now in October, how to finance a ₹5–10 lakh gap between the wedding budget

7 Oct 20266 min read
How-To Guides

Shagun and Wedding Gifting: Where Cards Work and Where Cash Wins

Every Indian wedding moves two parallel economies: the invoiced economy (venues, caterers, jewellers) and the shagun economy (envelopes, gifts, return favours, tips). The first runs beautifully on credit cards. The secon

7 Oct 20265 min read
How-To Guides

Wedding Guest Travel and Accommodation: Booking the Party on Cards

Between the venue, the catering, and the trousseau, families forget to budget for the wedding party itself — the 50 to 200 out-of-town guests who need flights or trains, hotel rooms for two to four nights, airport transf

7 Oct 20265 min read
How-To Guides

Groom's Wedding Shopping: Watches and Outfits on Credit Cards

The groom's side of wedding shopping gets a fraction of the planning the bridal trousseau receives — which is exactly why it's a card-strategy opportunity. A watch, a sherwani, a bandhgala or suit, shoes, and accessories

7 Oct 20265 min read
How-To Guides

Bridal Trousseau Card Strategy: Jewellery and Outfits, With Real Math

The bridal trousseau is where wedding card strategy either pays for a honeymoon or quietly bleeds money. Jewellery and outfits together routinely cross ₹8–12 lakh, the purchases happen in a compressed October–November wi

7 Oct 20266 min read
How-To Guides

Wedding Decor and Event Management Spends on Credit Cards

Venue, catering, jewellery — the big three get all the card-strategy attention. But for a November 2026 wedding, the next tier of spend — decor, the event planner or wedding coordinator, florists, lighting and sound, the

7 Oct 20266 min read
How-To Guides

Catering Bills on Credit Cards: The Big-Ticket Rewards Play, With Math

Catering is the stealth giant of the Indian wedding budget. Nobody frames their wedding around it, yet 600 guests at ₹1,200 a plate is ₹7.2 lakh — often bigger than the venue advance and sometimes bigger than the jewelle

7 Oct 20266 min read
How-To Guides

Wedding Venue Advances on Cards: Deposits, Cancellation Terms, Rewards

The venue is typically the largest single line item in an Indian wedding — and unlike jewellery or outfits, you don't pay for it once. Venues collect money in stages: a booking advance to lock the date, one or two interi

7 Oct 20266 min read