How-To Guides
Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.
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How-To GuidesExtended Warranty on Credit Cards: Which Indian Cards Still Offer It
Extended warranty — the card issuer doubling the manufacturer's warranty on what you buy — was once a headline premium-card benefit globally. In India in 2026, it is rare, poorly documented, and often confused with paid
How-To GuidesPurchase Protection on Credit Cards: How It Really Works in India
Buy a phone with your credit card, get it stolen two months later — and the card issuer's insurance pays you back. That is the promise of purchase protection. It exists in India, it is underused, and the claim process is
How-To GuidesTravel Insurance From Credit Cards: A 2026 Coverage Reality Check
"Complimentary travel insurance" is one of the most quoted — and least understood — premium card benefits in India. Cardholders assume they are covered abroad; issuers define "covered" narrowly. This is a reality check o
How-To GuidesComplimentary Insurance on Premium Cards: What Is Actually Covered
Premium credit cards in India advertise "complimentary insurance" worth crores. The numbers are real — but they cover narrow, specific events, apply mostly to the primary cardholder, and come with exclusions that matter.
How-To GuidesBest Credit Cards for Insurance Premium Payments: 2026 Data-Driven Rankings
Not every credit card is a good card for paying insurance premiums. Some exclude insurance from rewards entirely; some count it at base rates only; a few reward it generously. This ranking uses CardBuzz's live card datab
How-To GuidesPaying Insurance Premiums With a Credit Card: The Rewards Math, Tested
Life and health insurance premiums are among the largest recurring payments an Indian household makes — often ₹50,000 to ₹2 lakh a year. Put that on the right credit card and the rewards are meaningful. Put it on the wro
How-To GuidesThe Housing Spend Playbook: Optimizing Rent and Home Costs by Card
Housing is the largest spend category in most Indian households — and the worst optimized for credit-card rewards. Rent earns nothing, EMIs can't go on cards, and the genuinely rewarding housing spends (maintenance, furn
How-To GuidesRent vs Buy Through a Credit-Card Rewards Lens
*This article looks at renting vs owning purely through the lens of credit-card rewards and card-optimized spending. It is not real-estate advice, tax advice, or financial planning — the rent-vs-buy decision turns on pro
How-To GuidesRent-on-Card Break-Even: 5 Worked Examples for 2026
Everyone has a view on whether paying rent with a credit card is "worth it." Views are cheap; arithmetic isn't. This article works through five concrete examples so you can see exactly where the break-even sits in 2026 —
How-To GuidesCan You Pay Brokerage with a Credit Card in India?
Brokerage — typically one month's rent for a rental deal, or 1–2% for a property purchase — is a chunky, once-in-a-while payment. On a ₹30,000/month rental, that's ₹30,000 to the broker; on a ₹1 crore purchase, ₹1–2 lakh
How-To GuidesShifting Homes: Paying Movers, Packers and Deposits by Card
Changing homes in India compresses an unusual amount of spending into a single month: packers and movers (₹5,000–₹25,000 for intra-city, more for inter-city), a security deposit (often 2–10 months' rent — ₹50,000–₹3,00,0
How-To GuidesFurnishing Your Home: A Credit Card Strategy for Big-Ticket Buys
Furnishing a home — new or rented — is one of the largest concentrated spends most people ever make on cards: ₹1,00,000–₹5,00,000 across furniture, appliances, mattresses, and fittings, often within a few weeks. That con