How-To Guides
Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.
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How-To GuidesRemittance Showdown: Credit Cards vs Wire Transfers vs Forex Cards
" Sending money home" sounds like one job, but it splits into three very different ones: moving your own salary into your NRE account, paying for things in India from abroad, and funding someone else (family, a builder,
How-To GuidesEvery Zero Forex Markup Credit Card in India, Compared for 2026
"Zero forex markup" is the most valuable two-word phrase in Indian credit cards — and the most abused. Prepaid forex cards advertise it, some credit cards imply it, and the MITC occasionally contradicts the marketing. So
How-To GuidesForex Markup on Indian Credit Cards: How the Fee Really Works
Every Indian credit card charges you for spending in foreign currency. The fee has a boring name — foreign currency markup, or forex markup — and it is the single most expensive line item on most international card bills
How-To GuidesBest Credit Cards NRIs Can Get in India (2026 Guide)
If you live abroad but keep financial roots in India — an NRE or NRO account, family here, property, investments — an Indian credit card is one of the most useful tools you can hold. It pays your India bills without wire
How-To GuidesBPCL SBI Credit Card vs Tata Neu Plus HDFC Credit Card: Which Credit Card Wins in 2026?
BPCL SBI Credit Card against Tata Neu Plus HDFC Credit Card: fees, reward rates, lounge access and which one suits which spender. Updated 2026
How-To GuidesCo-Brand Credit Cards 2026 Verdict: When They Win vs General Cards
This series reviewed nine co-brand credit cards across shopping, food delivery, fashion, travel, railways and insurance. This final piece answers the question every review danced around: when does a co-brand card actuall
How-To GuidesLIC Co-Brand Credit Cards 2026: Classic, Select, Lumine, Eclat
LIC — India's largest insurer — co-brands credit cards through two partnerships: IDFC First Bank (LIC Classic and LIC Select) and IDBI Bank via LIC Cards Services Ltd (Lumine Platinum and Eclat Select). All four are list
How-To GuidesIRCTC SBI Card Premier 2026: ₹1,499 Railway Rewards, Verified
A word on the fee first, because this series was asked to check it: the CardBuzz DB lists the IRCTC SBI Card Premier's annual fee as ₹1,499 with the source marked as the issuer — and SBI Card's own published terms agree:
How-To GuidesMakeMyTrip ICICI Credit Card 2026: 6% myCash, Is It Worth ₹999?
MakeMyTrip's co-brand story is a short one: the MakeMyTrip ICICI Bank Credit Card launched in September 2024, and it remains the only MakeMyTrip co-brand credit card on the market. A note on verification first — the Card
How-To GuidesIxigo AU Credit Card 2026: Lifetime Free Travel Rewards Math
The ixigo–AU Small Finance Bank co-branded credit card is that rare thing: a lifetime-free travel card (the CardBuzz DB lists the annual fee as ₹0, source: issuer, and ixigo's own FAQ confirms zero joining and annual fee
How-To GuidesMyntra Kotak Card Discontinued: What Happened & What Replaces It
This article breaks the pattern of this series deliberately: the Myntra Kotak Credit Card is not a live product. Kotak Mahindra Bank discontinued it effective July 10, 2025, and migrated all existing cardholders to the K
How-To GuidesSwiggy HDFC Credit Card 2026: 10% Cashback Math, Monthly Caps
The Swiggy HDFC Bank Credit Card makes the boldest headline promise of any food-delivery co-brand in India: 10% cashback on Swiggy. The reality is a three-tier system with monthly caps on each tier, a ₹500 fee waived at