How-To Guides
Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.
2416 posts · Page 176 of 202
How-To GuidesFamily Travel on Points: Pooling and Add-On Card Strategy
Solo travel hackers optimize one wallet. Families optimize three or four — and the multipliers are bigger: more spend to route, more seats to book, more lounges to enter. Here's how to structure it, with only verified fa
How-To GuidesVisa Fees and Forex Cards vs Credit Cards: What Wins Abroad
Two practical questions every Indian international traveller faces: should you pay visa fees by credit card, and should you carry a forex card or just use a credit card abroad? Both have clear answers once you separate v
How-To GuidesCredit Card Travel Insurance in India: What's Really Covered
Many premium credit cards bundle travel insurance — air accident cover, medical emergencies abroad, baggage loss, trip delay. But the CardBuzz database does not track insurance cover amounts, so this guide is deliberatel
How-To GuidesAirline Credit Cards in India: Air India, IndiGo, Emirates Compared
Airline co-brand cards promise free flights for loyalty. The reality: they're worth it only on the airline you already fly. Every card below is verified as currently issued in the CardBuzz database — discontinued cards a
How-To GuidesHotel Credit Cards in India: Are Co-Branded Cards Worth It
India has very few true hotel co-brand credit cards — the CardBuzz database verifies exactly two live ones. That scarcity makes the "are they worth it" question sharper: with so few options, you're choosing between a co-
How-To GuidesZero Forex Markup Cards in India: Every Option Compared
Forex markup is the quietest tax on international travel: 1–3.5% added to every foreign-currency transaction, plus 18% GST on the markup itself. On ₹1,00,000 of overseas spend at 3.5%, that's ₹3,500 + ₹630 GST = ₹4,130 —
How-To GuidesAirport Lounge Access in India: The Complete 2026 Guide
Lounge access is the most oversold credit card benefit in India — and the easiest to get for free. A direct query of the CardBuzz database finds 69 zero-fee cards flagging domestic lounge access. Before you pay a rupee f
How-To GuidesCredit Card Transfer Partners in India: What's Actually Live
Transfer partners — airlines and hotel programs your card points convert into — are the engine of every serious miles strategy. They are also the least stable benefit in Indian credit cards. This guide lists only program
How-To GuidesMiles vs Cashback for Indian Travellers: The Honest Math
Every travel-card debate in India eventually becomes miles vs cashback. Here is the math without the marketing — using only figures that are actually verifiable.
How-To GuidesTravel Card Setup for Indians: The 2026 Starter Stack
If you are building a travel credit card setup in India from zero, the instinct is to apply for the most expensive card with the shiniest lounge photo. Resist it. The CardBuzz database lists 222 cards tagged for travel —
How-To GuidesThe Future of UPI-Linked Credit in India: What Is Officially Announced
Predictions about UPI are cheap; announced policy is not. This article sticks strictly to what the RBI, NPCI, the Finance Ministry and issuing banks have officially announced or launched — no analyst speculation, no "exp
How-To GuidesUPI Fraud and Credit Card Safety: Scam Patterns and Protections
UPI's scale is now its attack surface. Reported digital fraud cases in India rose from around 2.6 lakh in 2021 to 28 lakh in 2025, with the reported value climbing from ₹551 crore to ₹22,931 crore. Credit-cards-on-UPI ad