How-To Guides
Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.
1957 posts · Page 90 of 164
How-To GuidesFrom freelancer to agency: when a business card starts making sense
Every agency starts as a freelancer with too much work. Then comes the first hire, the first retainer client, the first month where business expenses stop fitting comfortably on a personal card statement. The question ar
How-To GuidesLeaving a job: the corporate card offboarding checklist
On your last week at a company, the corporate card in your wallet is easy to forget. There are handovers to finish, goodbyes to say, and the card feels like someone else's problem — after all, it is company money. It is
How-To GuidesCorporate card welcome kits: what to check before activating
The corporate card welcome kit usually arrives as an unremarkable envelope — card, a booklet, some forms — and most people do the same thing with it: tear it open, activate the card, set a PIN, and start spending. That i
How-To GuidesUsing a personal card for company expenses: the reimbursement playbook
Ideally, company money travels on company instruments. In reality, personal cards pay for company expenses all the time: the startup that has not issued corporate cards yet, the new joiner waiting for theirs, the categor
How-To GuidesGST invoices on card spends: getting the paperwork right
Here is a quiet way Indian companies lose money every single month: employees pay for hotels, flights, software, and client dinners on corporate cards, the bills get reimbursed, and nobody collects a proper GST invoice.
How-To GuidesEmployee card limits: how limits get set, raised, and revoked
Every corporate card has a number on it that matters more than the card number: the spending limit. It decides what you can book, whether your hotel check-in goes smoothly, and how much rope the company is giving you. Ye
How-To GuidesPer-diem vs actuals: how companies settle employee travel spends
Every company that sends employees on the road has to answer the same question: when someone travels for work, how do we settle what they spent? In India, the answer almost always comes down to two systems — per-diem or
How-To GuidesVirtual cards for vendor payments: controls that stop misuse
The classic way companies pay vendors by card is also the leakiest: one physical corporate card number, shared across the team, reusable forever, visible to everyone who ever handled it. If that number escapes — and numb
How-To GuidesExpense management software and corporate cards: the reconciliation flow
The stack of paper bills used to be the defining office ritual of every Indian finance team. Someone would return from a trip, dump a folder of crumpled receipts on the accounts desk, and the reconciliation would take we
How-To GuidesCorporate credit cards in India: how they actually work
Walk into any Indian office and you will find two kinds of credit cards in employees' wallets: the personal one they chose for themselves, and the corporate one the company handed them. They look almost identical — same
How-To GuidesBefore you save your card: a quick merchant hygiene checklist
That "save this card for faster checkout" tick box is a small decision with a long tail: a standing credential, a token in someone's vault, one more relationship on your audit list. Most of the time it's perfectly fine.
How-To GuidesOne card, many tokens: why your card looks different in every app
Save the same credit card on five different apps, and your bank sees one card while each app sees something different. The last four digits match, the brand matches — but the underlying credential each merchant holds is