The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesPause Before You Cancel: The Safe Way to Stop a Mandate
Cancelling a subscription should be the end of the charges. Too often it isn't — the merchant's app says "cancelled" while the payment mandate keeps firing, or a "paused" plan quietly resumes at full price. The safe shut
How-To GuidesSubscription-Day Stacking: Timing Bills for Maximum Rewards
Most people let subscriptions bill whenever the merchant feels like it — the 3rd, the 17th, the 28th, scattered randomly across the month. But billing dates are not entirely fixed, and where they land relative to your cr
How-To GuidesRBI's Recurring Payment Framework: The Rules That Protect You
Every automatic debit from your card or account in India runs under a single protective framework laid down by the Reserve Bank of India. It is the reason you get a notification before each autopay debit, the reason the
How-To GuidesMandate Failed? A Step-by-Step Recovery Plan for Missed Autopays
Autopay is supposed to mean never thinking about bills. So when a mandate fails, it fails loudly: a service stops, a bill goes overdue, or an angry reminder lands in your inbox. The good news is that almost every autopay
How-To GuidesThe 10-Subscription Dashboard: Managing a Crowded Autopay List Without Chaos
Two streaming apps, a music plan, cloud storage, a news subscription, the gym, a meal kit, a domain renewal, a donation, and the electricity bill. Individually each is small; together they are a second salary line leakin
How-To GuidesDo Recurring Payments Earn Credit Card Rewards? The Honest Scorecard
Putting subscriptions on a credit card feels like free money: the bills get paid on time, and rewards pile up in the background. Usually that is exactly what happens — but not always. Some recurring spends earn at full r
How-To GuidesStanding Instructions vs UPI Autopay: Two Rails, Two Rulebooks
There are two different automatic-payment systems running side by side in India, and most people mix them up. Standing instructions live on the card and bank rails — the system credit cards have used for years. UPI Autop
How-To GuidesUPI Autopay Mandates Explained: How Set-and-Forget Billing Really Works
Every month, the same bills come knocking — streaming apps, mobile recharges, mutual-fund SIPs, electricity, the gym. Paying each one by hand means dozens of taps, a few forgotten bills, and the occasional late fee. UPI
Deals & OffersRecommending a Credit Card to Family: A Responsible Way to Do It
Recommending a credit card to a family member is the most common referral there is — and the one with the highest stakes. A bad recommendation to a stranger costs them nothing because they will ignore it. A bad recommend
Deals & OffersReferral Fraud and Clawbacks: How Banks Catch Bonus Abuse
Referral bonuses are easy money, and wherever easy money exists, abuse follows. Banks know this, and their referral programmes are built with detection and punishment machinery that most participants never notice — until
Deals & OffersRefer-a-Friend Programmes at India's Big Banks: What to Look For
Every major Indian card issuer runs a refer-a-friend programme, but no two programmes are alike — and they all change over time. Rather than quoting bonus amounts that will be outdated within months, this guide explains
Deals & OffersReferral Bonuses and Welcome Offers: Can You Collect Both
One of the best features of referral programmes is that they are not a zero-sum game: the referrer gets a bonus and the referee gets the card's normal welcome offer, and the two usually coexist without conflict. But "usu