The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesCancelling Impulse Subscriptions After the Festive Season
Festive season is subscription season. Streaming bundles offered at checkout, free trials accepted during late-night browsing, app subscriptions bought for one holiday trip, "subscribe and save" discounts on gifting — ea
How-To GuidesReward Redemption Sweep: Cashing Out Before Year-End Devaluations
Reward points feel like free money until they quietly lose value. Issuers periodically devalue their reward currencies — raising the points needed for the same voucher, capping transfer ratios to airline partners, or let
How-To GuidesFestive EMI Consolidation: Turning Sale EMIs Into One Plan
Festive sale checkouts make EMI feel like free money. A phone on EMI here, an appliance on EMI there — and by December the monthly statements look like a subscription list. Each EMI was individually painless; together th
How-To GuidesPost-Diwali Credit Cleanup: A 10-Step Card Statement Audit
The weeks around Diwali usually produce the fattest card statements of the year. Big-ticket appliances, gifts, travel bookings and festive offers stack up across several cards, and the chaos makes it easy for duplicate c
How-To GuidesOne Card for the Whole Family: Running Household Subscriptions Together
In most households, subscriptions multiply like rabbits: one streaming plan per person, separate music accounts, the kids' gaming subscriptions, everyone's cloud storage, plus the shared utilities and insurance. Each one
How-To GuidesNew Card, Broken Mandates: Surviving Expiry and Renewal Without Gaps
Every few years your credit card expires and a replacement arrives with a new expiry date — and sometimes a new card number. What most people don't realise is that every standing instruction and saved-card recurring bill
How-To GuidesPause Before You Cancel: The Safe Way to Stop a Mandate
Cancelling a subscription should be the end of the charges. Too often it isn't — the merchant's app says "cancelled" while the payment mandate keeps firing, or a "paused" plan quietly resumes at full price. The safe shut
How-To GuidesSubscription-Day Stacking: Timing Bills for Maximum Rewards
Most people let subscriptions bill whenever the merchant feels like it — the 3rd, the 17th, the 28th, scattered randomly across the month. But billing dates are not entirely fixed, and where they land relative to your cr
How-To GuidesRBI's Recurring Payment Framework: The Rules That Protect You
Every automatic debit from your card or account in India runs under a single protective framework laid down by the Reserve Bank of India. It is the reason you get a notification before each autopay debit, the reason the
How-To GuidesMandate Failed? A Step-by-Step Recovery Plan for Missed Autopays
Autopay is supposed to mean never thinking about bills. So when a mandate fails, it fails loudly: a service stops, a bill goes overdue, or an angry reminder lands in your inbox. The good news is that almost every autopay
How-To GuidesThe 10-Subscription Dashboard: Managing a Crowded Autopay List Without Chaos
Two streaming apps, a music plan, cloud storage, a news subscription, the gym, a meal kit, a domain renewal, a donation, and the electricity bill. Individually each is small; together they are a second salary line leakin
How-To GuidesDo Recurring Payments Earn Credit Card Rewards? The Honest Scorecard
Putting subscriptions on a credit card feels like free money: the bills get paid on time, and rewards pile up in the background. Usually that is exactly what happens — but not always. Some recurring spends earn at full r