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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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How-To Guides

Family Lounge Access: Pooling Passes for Group Travel

Airport lounges turn a chaotic family layover into a calm one — seats together, food the children will actually eat, charging points, and a quiet corner for a grandparent. But lounge benefits are designed around individu

14 Oct 20264 min read
How-To Guides

Anniversary and Milestone Splurges: Timing Your Big Spends

Every household has its splurge moments — anniversaries, milestone birthdays, a child's big achievement, a decade at the same job. These spends are large, planned, and emotionally charged. They are also the easiest spend

14 Oct 20263 min read
How-To Guides

Splitting Bills With a Partner: Who Swipes and Who Reimburses

Couples handle money in endless ways — fully merged, carefully split, or something in between — but the credit card layer underneath those arrangements tends to be improvised. One person swipes, the other "will pay later

14 Oct 20264 min read
How-To Guides

Pooling Rewards as a Family: Which Programmes Actually Allow It

Rewards die in small balances. A few thousand points scattered across three family members' accounts are worth nothing individually, but combined they might cover a flight. Pooling turns fragmented balances into usable o

14 Oct 20263 min read
How-To Guides

Add-On Cards for Spouses: Sharing Credit Limits Without Surprises

An add-on card lets a second family member — most often a spouse — spend on the primary cardholder's account. One credit limit, one bill, and rewards that pool together automatically. It is one of the simplest ways a hou

14 Oct 20264 min read
How-To Guides

One Household, One Card Portfolio: The Joint-Spend Strategy

Most households run their credit cards on autopilot: each adult keeps whatever cards were picked up years ago, bills land in separate apps, and nobody really knows which card earns what on which spend. The result is a st

14 Oct 20265 min read
Buying Guides

Annual vs Monthly Billing: The 12-Month Card Maths

Nearly every subscription service — streaming, software, broadband, insurance, gym memberships — offers the same choice: pay monthly, or pay annually at a discount. The decision looks like simple arithmetic, but the cred

14 Oct 20263 min read
Buying Guides

Newspaper, Milk and Society Maintenance: A Micro-Bill Playbook

The smallest bills in the house — the newspaper, the milk subscription, the society maintenance charge — are also the most stubborn. They arrive every month, in small amounts, through payment channels designed decades ag

14 Oct 20263 min read
Buying Guides

Mobile Recharge and Broadband Bills: The Small-Bill Stack

Mobile recharges and broadband bills are the most reliable spends in any household: they arrive every month, they cannot be skipped, and everyone in the family has one. A family of four can easily see several thousand ru

14 Oct 20263 min read
Buying Guides

Parking Fees and Valet Charges: Earning on the Small Stuff

Nobody opens a credit card for parking. Yet the average city driver pays for parking several times a week — malls, offices, airports, hospitals — and each small charge is a missed reward if it goes on cash or a debit car

14 Oct 20263 min read
Buying Guides

Coworking Day Passes and Meeting Rooms: Card Angles

Remote workers, freelancers, and travelling salespeople increasingly buy workspace by the day: a coworking day pass here, a meeting room for a client pitch there. Each transaction is a few hundred to a couple of thousand

14 Oct 20263 min read
Buying Guides

Paying Domestic Help and Staff: The Credit-Card Question

Salaries to domestic staff — house help, cooks, drivers, nannies — are among the largest fixed outflows in many Indian households, often tens of thousands of rupees a month. The natural question follows: can those salari

14 Oct 20263 min read