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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

4733 posts · Page 118 of 395 · View the full archive

Buying Guides

Pre-Summer AC Servicing and AMCs: Planning the Seasonal Bill on Your Credit Card

Air-conditioner servicing is India's most seasonal home-service bill: demand spikes with the first heatwave, slots fill up, and prices firm up. Booking in the pre-summer window — roughly February to March in most of the

14 Oct 20263 min read
Buying Guides

Water Purifier AMC and Filter Replacements: Subscription-Style Spends on Credit Cards

A water purifier quietly generates two recurring bills: the annual maintenance contract and periodic filter or membrane replacements. Both are predictable, both are unavoidable, and both behave like subscriptions — which

14 Oct 20263 min read
Buying Guides

Earning Card Rewards on Small Tickets: Plumber and Electrician On-Demand Apps

A tap replacement, a switchboard fix, a ceiling fan install — individual tickets are small, but across a year a typical household books a dozen such visits. On-demand home-service apps have made booking frictionless; mak

14 Oct 20263 min read
Buying Guides

Appliance Repair and Extended Service Plans: A Credit Card Strategy for Service Bills

A dead refrigerator or a seized washing-machine motor forces two decisions at once: fix it now, and decide whether an extended service plan is worth buying alongside. Both decisions land on a card more often than not. A

14 Oct 20263 min read
Buying Guides

Pest Control AMCs: Paying Your Annual Contract the Smart Way on Credit Cards

A pest control AMC — annual maintenance contract — trades a single yearly payment for scheduled visits across cockroach, termite, mosquito and general disinfestation treatments. It is one of the most predictable home-ser

14 Oct 20264 min read
Buying Guides

Deep Home Cleaning: Package or One-Time — and How to Pay with Credit Cards

A full deep-cleaning session for a 2–3 BHK apartment is one of the bigger discretionary spends Indian households make a few times a year. Two billing models dominate: a one-time session booked when you need it, or an ann

14 Oct 20264 min read
Buying Guides

Emergency Money for Kids: Backup Cards and Family Safety Planning

Every family needs a plan for the moment a child is stranded, unwell, or in trouble away from home — and that plan needs a money component. A child who cannot pay for a cab home, a meal, or an urgent pharmacy run is a ch

14 Oct 20264 min read
Buying Guides

Allowances and Pocket Money: Card-Based Systems That Teach Budgeting

Pocket money is a child's first budget. The system you choose — cash, a prepaid card, or a controlled debit card — shapes what they learn from it. Card-based systems have a real advantage here: every rupee is tracked aut

14 Oct 20264 min read
Buying Guides

Paying for Passports and Travel Documents on a Card: A Family Guide

Family trips — especially international ones — start with paperwork: passports for the children, renewals for the adults, and occasionally visas, OCI applications, or other travel documents. The fees are paid online thro

14 Oct 20264 min read
Buying Guides

Paying Kids' Health Insurance Premiums on a Credit Card: What to Check

Health insurance for children — whether a standalone child plan or coverage under a family floater — is one of the family's most important annual payments. Paying the premium by credit card is common and usually straight

14 Oct 20264 min read
Buying Guides

Paying College Application and Admission Fees on a Credit Card

College admission season brings a flurry of payments: application fees to multiple universities, entrance exam registrations, counselling charges, seat-acceptance fees, and finally the first-semester tuition. Each is tim

14 Oct 20263 min read
Buying Guides

Back-to-School Shopping: A Card Strategy for Supplies, Uniforms, and Books

The start of the school year brings a concentrated burst of spending: uniforms, shoes, textbooks, notebooks, stationery, bags, and the inevitable list of "miscellaneous" items the class teacher sends in the first week. B

14 Oct 20264 min read