The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5048 posts · Page 156 of 421 · View the full archive
How-To GuidesVariable Pay and Freelance Income: Payday Routines Without a Fixed Salary
Every payday routine assumes a payday. But what if your income arrives on the 7th one month, the 23rd the next, and sometimes as three separate client payments across a fortnight? Freelancers, consultants, sales professi
How-To GuidesPayday Pitfalls: Five Mistakes That Undo a Month of Rewards
Here is an uncomfortable piece of arithmetic: a single month of revolving interest can wipe out a year of carefully earned rewards. The cashback, the points, the milestone bonuses — all of it can be undone by a handful o
How-To GuidesSalary Hikes and Card Upgrades: When a Raise Should Change Your Wallet
A raise feels like a promotion for your entire financial life. More income, more room, and — the thought arrives uninvited — maybe it's time for a better credit card. The premium card with the lounge access, the metal fi
How-To GuidesEmergency Buffer vs Credit Line: Payday Decisions That Protect You
Every payday presents the same quiet question: with this salary, do I build my cash buffer or do I lean on my credit line as the safety net? The credit card sits there with a generous limit, accepted everywhere, instantl
How-To GuidesThe Payday Split: Which Bills Go on Which Card
Most multi-card holders use their cards the way they use kitchen drawers — whatever is closest gets the job. Groceries on this one, fuel on that one, the electricity bill wherever the autopay landed years ago. It works,
How-To GuidesPayday and Credit Utilisation: Why Statement Dates Matter More Than Due Dates
Ask a room of cardholders when their payment is due and everyone knows the answer. Ask them when their statement is generated and you will get blank stares. That knowledge gap costs people real money — or more precisely,
How-To GuidesAutopay Setup Day: The Subscriptions and EMIs to Automate First
There is a special kind of pain in paying a late fee on a bill you fully intended to pay. The money was there. The reminder was somewhere. You just forgot, or the debit failed, or the app needed re-authentication. Autopa
How-To GuidesBill Scheduling by Payday: Timing Due Dates Around Your Salary
Most people receive their salary on one day and pay their credit card bills on whatever due dates the bank assigned them. The two systems never talk to each other — and that silent mismatch is where late fees, interest,
How-To GuidesThe First 48 Hours After Salary: A Cardholder's Payday Routine
Payday feels like relief. After a month of watching balances shrink, the account finally fills up again, and for a brief moment everything seems possible. Dinner out, that gadget in the cart, a quick weekend trip — the m
Buying GuidesThe EV Owner's Annual Card Review: Keeping Rewards Aligned
Once a year, your EV-owning life deserves an hour with your wallet. Not because anything is broken, but because everything drifts: charging networks change categories, insurers reprice, your driving pattern settles, and
Buying GuidesEV Accessories and Home Charging Gear: A Card Rewards Playbook
After the car and the charger, EV ownership keeps presenting you with a cheerful stream of smaller purchases: a portable charging cable for emergencies, a tyre inflator, a dashcam, all-weather floor mats, a sturdier MCB
Buying GuidesGreen Deposits and EV Loans: Where Credit Cards Fit In
Buying an EV often introduces you to two financial products with "green" in the neighbourhood: green deposits, where your savings are earmarked to fund environmentally friendly lending, and EV loans, the financing most b