The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5078 posts · Page 163 of 424 · View the full archive
How-To GuidesMusic Streaming Plans: The Annual-vs-Monthly Billing Card Math
Music streaming is the cheapest subscription most people hold — and precisely because each payment is small, the annual-versus-monthly decision rarely gets the arithmetic it deserves. The price gap between the two billin
How-To GuidesConcert and Festival Tickets: Card Presales and Smart Offer Stacking
Concert tickets in India now sell out in minutes, and cardholders increasingly get a head start through presale windows tied to card networks and issuers. Presales do not make tickets cheaper by themselves — but they dec
How-To GuidesThe Buy-One-Get-One Movie Ticket Playbook
Buy-one-get-one (BOGO) movie ticket offers are among the most advertised credit card benefits in India, and also among the most misunderstood. The headline — "one ticket free" — is real, but it sits inside a structure of
How-To GuidesIn-Game Purchases and Steam: The Forex Math for Indian Cards
Gaming spends hit your credit card through more billing routes than almost any other category: Steam wallets, Google Play in-app purchases, console stores, and direct purchases from game publishers. Some of these bill yo
How-To GuidesDo OTT Subscriptions Earn Credit Card Rewards? A Billing Explainer
If you pay for Netflix, Prime Video or JioHotstar with a credit card, you have probably wondered whether those monthly debits earn you anything. The short answer is yes, they usually do — but how much, and through which
ComparisonsNet-Positive Cards: Measuring Real Annual Value
"Net-positive" is the only verdict that matters in the fee game: after a full year, did this card return more than it cost? Not in feelings, not in potential — in measured, realised value. Most cardholders never compute
ComparisonsRetention Offers: Negotiating With Your Bank
Every year, millions of cardholders pay renewal fees they could have reduced or eliminated with a single phone call. Banks don't advertise it, but most have retention budgets — fee waivers, bonus points, reduced fees — r
ComparisonsThe Fee Decision Flowchart for Every Card You Hold
Every fee card in your wallet deserves a verdict, once a year: keep, downgrade, or close. But verdicts without a process become gut calls, and gut calls are where fees survive on inertia. What you need is a repeatable de
ComparisonsMilestone Benefits vs the Annual Fee
Milestone benefits are the card industry's favourite lever: hit a spending threshold in the membership year and unlock bonus points, vouchers, or fee waivers. They're designed to feel like free money, and for the right s
ComparisonsTwo-Card Combos That Pay for Themselves
No single card rewards everything well. Cards are built with personalities — one loves dining, another loves travel, a third is generous on groceries — and the fee on any one of them looks steep when it has to justify it
ComparisonsWhen a Paid Card Beats a Free Card
"Free" is the most persuasive word in credit cards, and also the most misleading. A free card costs nothing to hold, which makes it feel like the safe choice — but a card's cost isn't only its fee. There's also what it f
ComparisonsFee-Waiver Thresholds: How the Spend Math Works
Many annual-fee cards come with an escape hatch: spend a certain amount in the membership year and the fee is waived. The waiver turns the fee question into a spend question — instead of "is the card worth the fee?", you