The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5189 posts · Page 177 of 433 · View the full archive
How-To GuidesMilestone Benefits on Shopping Cards: Vouchers and Cashback Unlocks
Milestone programmes on shopping and everyday-spend cards speak the language of the household budget: cross a spend tier and unlock a brand e-gift voucher, a cashback boost, or a bonus multiplier on the reward points you
How-To GuidesMilestone Benefits on Travel Cards: Lounge, Stay and Status Unlocks
Milestone programmes on travel-oriented cards are built around a single insight: the traveller's most memorable experiences — the lounge before a long flight, the free hotel night on a weekend trip, the jump in airline s
How-To GuidesMilestone Benefit Expiry and Redemption Windows: The Rules That Trip People Up
Most cardholders who miss out on milestone benefits do not fail at spending enough — they fail at reading the rules. The milestone year ends, the benefit is credited weeks later as a voucher, the voucher carries a redemp
How-To GuidesCalendar Planning: Spreading Big Purchases Across Milestone Years
Milestones are won and lost on timing. The same insurance premium, paid in the last week of one anniversary year or the first week of the next, can be the difference between unlocking a perk and falling short — or betwee
How-To GuidesStacking Milestone Benefits Across Multiple Cards Without Double-Counting Spend
One milestone card is a planning exercise; two or three are an accounting system. The moment you hold multiple cards with spend-triggered perks, a seductive error creeps in: the same rupee starts doing double duty in you
How-To GuidesMilestone Benefits by Type: Vouchers, Lounge Passes, Fee Waivers and Tier Upgrades
Milestone perks are marketed with glossy uniformity — every card promises a "reward worth thousands" — but underneath the marketing, they fall into a small number of distinct families, and each family behaves differently
How-To GuidesMilestone Maths: When Chasing a Milestone Is Worth It (and When It Isn't)
Every milestone creates a temptation: you are close to the threshold, the perk looks shiny, and the urge to push over the line is strong. Sometimes that push is genuinely profitable — the last stretch of real spending un
How-To GuidesMilestone Benefits Decoded: How Spend-Triggered Perks Work
Most credit card rewards feel automatic: you swipe, points land, and life goes on. Milestone benefits work on a completely different rhythm. Instead of drip-feeding rewards on every transaction, they dangle a prize at th
How-To GuidesFee Waivers for Add-On Cards and Family Cards in India
The add-on card — the supplementary card issued to a spouse, parent or adult child against your primary account — is one of the most underused tools in Indian credit card strategy. Used well, it pools the family's spendi
How-To GuidesMilestone Benefits and Fee Waivers: Double-Counting Your Spend
Indian premium and mid-tier cards love thresholds. Cross a spend target and the annual fee is waived; cross another and a milestone benefit unlocks — bonus reward points, a travel voucher, an extra lounge quota. What man
How-To GuidesHow to Track Your Spend Toward an Annual Fee Waiver
The most avoidable fee in Indian credit cards is the waiver you qualified for but never claimed — the threshold you actually crossed, but did not know you had crossed, because nobody was tracking it. Banks rarely send a
How-To GuidesDowngrade or Cancel: What to Do When the Fee Will Not Be Waived
Every cardholder eventually faces it: the retention call did not work, the spend threshold was missed, and the renewal fee is sitting on the statement, non-negotiable. At this point there are really only three options —