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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

5279 posts · Page 190 of 440 · View the full archive

How-To Guides

Tracking bills across multiple cards: a simple system

One credit card is easy to manage. Three or four — each with its own statement date, due date, app, and reward quirks — is where good intentions go to die. The failure is rarely dramatic; it is a forgotten due date on th

12 Oct 20267 min read
How-To Guides

Rent, education fees, and wallet loads: the payment-app playbook

Some of life's biggest recurring outflows — monthly rent, term fees for a child's school or a professional course, loading a digital wallet — sit outside the credit card's natural habitat. Landlords want bank transfers,

12 Oct 20268 min read
How-To Guides

UPI for credit card payments: where it works and where it does not

UPI has become India's default way to move money — fast, free, and woven into daily life. Naturally, credit card users want to know how far that convenience extends into card territory: can you pay your card bill over UP

12 Oct 20268 min read
How-To Guides

Autopay vs manual payments: the safest way to never miss a due date

Every credit card user eventually faces the same fork in the road: let the bank debit the bill automatically each month, or pay it yourself when the statement arrives. Missed due dates are the single most expensive commo

12 Oct 20269 min read
How-To Guides

Paying your credit card bill through apps: how bill-payment rewards work

For years, paying a credit card bill was a chore you did reluctantly — log in to netbanking, add the card as a payee, wait, and hope the payment cleared before the due date. Bill-payment apps have changed the texture of

12 Oct 20269 min read
How-To Guides

Concierge etiquette: getting great service without abusing the perk

A card concierge is a professional service desk staffed by people whose job is to solve your problems — and like any service relationship, the quality of what you get back is shaped by how you conduct yourself. Most guid

12 Oct 20268 min read
How-To Guides

Spa, salon and wellness perks: the hidden lifestyle layer of premium cards

Below the headline lifestyle benefits on premium cards — the lounges, the hotel status, the concierge — sits a quieter layer that even diligent cardholders often miss: spa, salon, and wellness privileges. Discounted spa

12 Oct 20268 min read
How-To Guides

Lifestyle cards vs spending cards: choosing privileges you will use

Credit cards broadly split into two philosophies, and most cardholders never consciously choose between them. Spending cards optimise the transaction: accelerated rewards on categories, cashback, points per rupee, fee wa

12 Oct 20268 min read
How-To Guides

Travel insurance that rides with your card: reading the fine print

Among the least-read and most-consequential benefits on premium credit cards is complimentary travel insurance. It sits in the brochure between lounge access and concierge services, described in a line or two, and most c

12 Oct 20268 min read
How-To Guides

Movie and entertainment perks: maximising buy-one-get-one offers

The buy-one-get-one movie ticket offer is the most democratic perk in Indian credit cards: it sits on mass-market cards, not just premium ones, and it converts directly into a cheaper weekend. Yet it is also one of the m

12 Oct 20268 min read
How-To Guides

Dining privileges decoded: how card offers actually work at restaurants

Few card benefits are used as casually — and understood as poorly — as dining privileges. The promise is simple: show your card at a restaurant, get a discount or a complimentary dish. The reality involves programme netw

12 Oct 20269 min read
How-To Guides

Golf privileges on Indian credit cards: green fees, lessons, and access

Golf occupies a peculiar place in Indian credit-card marketing: it appears in the lifestyle section of premium card brochures, conjuring images of weekend rounds at manicured courses, and then most cardholders never touc

12 Oct 20268 min read