The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5309 posts · Page 193 of 443 · View the full archive
How-To GuidesSpa, salon and wellness perks: the hidden lifestyle layer of premium cards
Below the headline lifestyle benefits on premium cards — the lounges, the hotel status, the concierge — sits a quieter layer that even diligent cardholders often miss: spa, salon, and wellness privileges. Discounted spa
How-To GuidesLifestyle cards vs spending cards: choosing privileges you will use
Credit cards broadly split into two philosophies, and most cardholders never consciously choose between them. Spending cards optimise the transaction: accelerated rewards on categories, cashback, points per rupee, fee wa
How-To GuidesTravel insurance that rides with your card: reading the fine print
Among the least-read and most-consequential benefits on premium credit cards is complimentary travel insurance. It sits in the brochure between lounge access and concierge services, described in a line or two, and most c
How-To GuidesMovie and entertainment perks: maximising buy-one-get-one offers
The buy-one-get-one movie ticket offer is the most democratic perk in Indian credit cards: it sits on mass-market cards, not just premium ones, and it converts directly into a cheaper weekend. Yet it is also one of the m
How-To GuidesDining privileges decoded: how card offers actually work at restaurants
Few card benefits are used as casually — and understood as poorly — as dining privileges. The promise is simple: show your card at a restaurant, get a discount or a complimentary dish. The reality involves programme netw
How-To GuidesGolf privileges on Indian credit cards: green fees, lessons, and access
Golf occupies a peculiar place in Indian credit-card marketing: it appears in the lifestyle section of premium card brochures, conjuring images of weekend rounds at manicured courses, and then most cardholders never touc
How-To GuidesHotel status from credit cards: the upgrade ladder explained
Hotel elite status used to be earned the hard way: dozens of paid nights a year, tracked across a single chain, until the programme deigned to call you Gold or Platinum. Premium credit cards changed the arithmetic. Many
How-To GuidesAirport meet-and-greet services: how card perks get you fast-tracked
Most travellers know the airport ritual: long immigration queues, the slow shuffle through security, the hunt for a baggage carousel, and the negotiation with transport outside. Premium credit cards promise to smooth all
How-To GuidesCard concierge decoded: what it can (and cannot) do for you
Buried in the feature list of many premium credit cards is a benefit most cardholders never use: the concierge. Mentioned alongside lounge access and travel insurance, it reads like a vague promise of help — "a dedicated
Deals & OffersEmployer and affinity referral programmes: the quietest way banks acquire customers
The most effective referral programme in Indian banking is one most customers have never heard of. It does not advertise on television, it has no influencer campaign, and its "referrers" are not individuals at all — they
Deals & OffersReferrer responsibilities: KYC, account health, and what is on you
Earning a referral bonus feels like free money — the bank pays you for a favour you did a friend. But the referral relationship creates real responsibilities, most of them invisible until something goes wrong. When you r
Deals & OffersWhen referrals beat affiliate and cashback deals — and when they do not
A new card application can be routed through three different value channels: a referral link from a friend, an affiliate link from a deals site or influencer, or a direct application stacked with a cashback portal or car