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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

5390 posts · Page 205 of 450 · View the full archive

How-To Guides

UPI on credit cards: where rewards apply and where they quietly stop

Once a RuPay credit card is linked to a UPI app, every QR code becomes a potential credit card transaction — and a potential source of reward points. But "potential" is doing heavy lifting in that sentence. Issuers treat

12 Oct 20266 min read
How-To Guides

Rent, school fees and utilities on credit cards through wallet apps

Rent day, school fee deadlines, and utility bills are the three largest recurring outflows in most Indian households — which is exactly why payment and wallet apps court you to route them through a credit card. The pitch

12 Oct 20266 min read
How-To Guides

Card autopay on payment apps: safe setup, mandates and failure modes

Autopay promises that your bills pay themselves — electricity, subscriptions, SIPs, the credit card bill itself. Set up well, it removes late fees and mental overhead. Set up carelessly, it hands a standing debit instruc

12 Oct 20266 min read
How-To Guides

Paying bills via payment apps vs issuer apps: where rewards differ

The same electricity bill can be paid in two or three taps — from a payment app's bill section, or from your card issuer's own app. The money reaches the biller either way, but the rewards you earn, the fees you pay, and

12 Oct 20266 min read
How-To Guides

Loading wallets with credit cards: fees, rewards treatment, and the maths

Topping up a digital wallet with your credit card looks like free money: spend on the card, earn the points, then use the wallet balance anywhere. The reality has a fee schedule and a rewards schedule sitting between you

12 Oct 20266 min read
How-To Guides

Linking credit cards to UPI apps: RuPay vs other networks and rewards

You can now pay at a kirana store, a street vendor, or an online merchant by scanning a QR code with your credit card — but only if the card runs on one particular network. Linking a credit card to a UPI app is one of th

12 Oct 20266 min read
How-To Guides

Returning home: closing out student cards and forex the right way

The degree is done, the bags are (mostly) packed, and you're heading home. In the chaos of departure, money admin is the easiest thing to neglect — and the most expensive to get wrong. Dormant foreign accounts with fees,

12 Oct 202610 min read
How-To Guides

The first-90-days abroad money setup for Indian students

The first 90 days abroad are the most expensive and most chaotic of your student life. Deposits, setup costs, unfamiliar systems, no local credit history, and everything needing payment at once. Students who arrive with

12 Oct 20269 min read
How-To Guides

Part-time job spends abroad: budgeting on a student card

Most Indian students abroad work part-time — campus jobs, retail shifts, food delivery, tutoring. The income is modest, the hours are capped by visa rules, and the money has to stretch across rent, food, transport, and t

12 Oct 20269 min read
How-To Guides

Managing card bills from abroad: autopay, forex and due dates

You're in a different timezone, your Indian credit card bill generates in rupees, and the due date doesn't care that you're asleep when it arrives. Managing Indian card bills from abroad is one of those unglamorous tasks

12 Oct 20269 min read
How-To Guides

Lounge access and travel perks for student flyers

Students fly a lot: the outbound journey, trips home for holidays, the occasional budget trip with friends. Long layovers in unfamiliar airports are part of the deal. Lounge access — free food, wifi, showers, a quiet cor

12 Oct 20269 min read
How-To Guides

Remittance and money transfer: where cards help and where they don't

Every Indian student abroad lives on a money pipeline: funds flow from India to the host country, regularly and for years. Rent, groceries, transport, the occasional emergency top-up from home — it all moves through this

12 Oct 20269 min read