The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5594 posts · Page 232 of 467 · View the full archive
Buying GuidesLaser and Derma Clinic Treatments: Staged Payments, Chargebacks and Insurance
Laser hair reduction, chemical peels, microneedling, PRP, and allied dermatological procedures are the highest-ticket, highest-stakes transactions in personal care. A full laser package routinely runs into the mid-to-hig
Buying GuidesPersonal-Care Appliances: Massagers and Facial Devices on Card Offers
Percussion massagers, facial cleansing devices, LED therapy masks, microcurrent tools, and hair-removal devices have moved from clinic-only to bathroom-counter in the last few years. They're electronics with beauty brand
Buying GuidesKeratin and Hair Smoothening: Paying for Big-Ticket Salon Treatments
Keratin treatments, smoothening, rebonding, and allied hair chemistry services are among the most expensive single transactions in personal care — routinely five figures at a good salon in a metro, before aftercare produ
Buying GuidesFragrances and Perfumes: The High-Ticket Credit-Card Strategy
A bottle of designer or niche perfume is one of the most card-friendly purchases in the beauty universe: high-ticket, non-perishable, bought deliberately (rarely on impulse at the planned price point), and concentrated i
Buying GuidesGrooming Gadgets on Cards: Trimmers, Epilators and Hair Tools
Trimmers, epilators, hair dryers, straighteners, and multi-stylers sit in a sweet spot for card strategy: they're mid-ticket electronics (typically a few thousand rupees), bought infrequently, available on every major ma
Buying GuidesSkincare Subscriptions and Beauty Boxes: The Recurring-Payment Card Strategy
Skincare subscriptions and curated beauty boxes — the monthly or quarterly box of samples and full-size products, the auto-replenishment plan for your sunscreen and cleanser — have quietly become a standing line item in
Buying GuidesNykaa, Sephora and Myntra Beauty: Cashback vs Rewards on Cosmetics
Cosmetics is one of the highest-frequency online shopping categories in India — replenishment cycles for skincare, makeup, and hair products mean a beauty buyer places many more orders per year than an electronics buyer.
Buying GuidesSalon Memberships and Annual Hair Packs: The Credit-Card Playbook
Indian salon chains — the big hair-and-spa brands with outlets in every metro mall — make a large share of their revenue from annual memberships and prepaid service packs. Buy twelve haircuts and get two free; prepay for
Buying GuidesWellness Retreats and Spa Bookings: Paying with Cards, Perks and Refunds
Wellness retreats and spa memberships are the highest-ticket, highest-risk purchases in personal wellness: multi-day programmes at destination properties cost as much as an international holiday, and advance payments are
Buying GuidesSports Equipment EMI: Badminton, Cricket Kits and Treadmills on Cards
Badminton rackets, cricket kits, and treadmills share one trait: they are bought rarely, cost enough to sting, and sit squarely in no-cost-EMI territory. The mechanics of no-cost EMI — what "no cost" really means, how it
Buying GuidesCycling on EMI: Buying Road Bikes and Accessories with Credit Cards
A decent road bike in India starts where most consumer electronics end — and serious builds climb far higher. Add accessories (helmet, lights, GPS computer, kit, pedals, spares) and a cycling purchase becomes one of the
Buying GuidesPaying for Fitness Apps on Cards: Subscriptions and Recurring Bills
Fitness apps — workout platforms like cult.fit, run trackers like Strava, and the long tail of yoga, meditation, and coaching apps — bill as small recurring subscriptions. Individually trivial; collectively a meaningful