The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5594 posts · Page 234 of 467 · View the full archive
Buying GuidesElectrician Plumber Handyman Visits: Earn Rewards on Small Home Repairs
The fuse blows on a Sunday evening. The bathroom tap starts its slow drip-drip at 2 am. A curtain rod gives up halfway through hanging new curtains. India's small-ticket home repairs — the electrician visits, the plumber
Buying GuidesPest Control and Annual Service Contracts: Pay Smartly With Your Card
Nobody opens a spreadsheet before booking pest control. The cockroaches appear, someone Googles a service, a technician arrives with a sprayer, and you pay however is easiest in the moment — usually UPI, sometimes cash,
Buying GuidesHome Deep-Cleaning Services on Credit Cards: Annual Packs, EMI and Bank Offers
Deep cleaning has quietly become a scheduled household expense in urban India. The pre-Diwali whole-house scrub, the end-of-tenancy clean, the annual kitchen-and-bathroom detox, the sofa-and-carpet revival before the in-
Buying GuidesHow to Pay for AC Service, Installation and AMC with a Credit Card
Every Indian household with an air conditioner pays for the same three things year after year: the pre-summer service visit, the installation (or re-installation) whenever you buy or move a unit, and the annual maintenan
How-To GuidesThe Expiry Sweep: How to Build a Redemption Calendar So Your Credit-Card Points Never Die
Most credit-card reward points have an expiry date. Most cardholders never learn what theirs are. The result is predictable: points quietly lapse every month, and the loss is invisible because nobody sends you a bill for
How-To GuidesMake Every Swipe Count: A Practical Guide to Bonus-Category Spend Planning
Most Indian credit-card holders leave rewards on the table every month — not because their cards are bad, but because their spend lands in the wrong bucket. A card that rewards "dining" generously is wasted on a wallet t
How-To GuidesHow to Ask Your Bank for a Retention Offer: A Practical Playbook for Indian Cardholders
Every year, lakhs of Indian cardholders watch a renewal fee land on their statement and feel the same tug: is this card still worth what it costs me? Before you close it in frustration — or pay the fee in resignation — t
How-To GuidesDowngrade-Then-Reapply: The Smart Way to Skip a Renewal Fee Without Losing Your Credit History
Every year, thousands of Indian credit cardholders stare at the same uncomfortable message: the annual renewal fee on their premium card is about to be charged. The benefits no longer justify the cost, but closing the ac
How-To GuidesSpend-Triggered Upgrade Offers: How Indian Issuers Decide You're Ready for a Better Card
That email lands in your inbox out of the blue: "Congratulations — you have been pre-selected for an upgrade to our premium card." It reads like a reward for loyalty, and in a sense it is. But behind the polite invitatio
How-To GuidesNever Miss a Bonus Window Again: A Practical Guide to Reward Accelerator Calendars
Most Indian credit cards promise reward points on every swipe. But the headline earn rate is rarely the whole story. Many cards — and some bank loyalty programmes — run periodic bonus-earn windows: rotating or quarterly
How-To GuidesMilestone Benefit Stacking: A Field Guide to Making Annual Spend Targets Work for You
If you have ever wondered why the same card pays you nothing in some months and hands you a fat bonus in others, the answer is almost always a milestone programme. Many Indian credit cards dangle extra rewards — bonus po
How-To GuidesOne Household, Two Wallets: A Practical Credit-Card Strategy for Indian Families
Most credit-card advice in India is written for one person with one wallet. Real life rarely looks like that. In a typical Indian household, spending is shared and scattered: groceries go on whoever happens to be at the