The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5654 posts · Page 244 of 472 · View the full archive
How-To GuidesZero-Liability Rules: Unauthorised Transactions on Your Card
You wake up to an SMS: your card was used for a transaction you never made. Your first thought is the money. Your second should be the clock — because under the RBI's customer protection framework for unauthorised electr
How-To GuidesBanking Ombudsman: How to Escalate a Credit Card Complaint
You've complained to the bank. You've written to the nodal officer. The matter still isn't resolved — the fee wasn't reversed, the disputed charge stands, the mis-sold card's annual fee is still on your bill. At this poi
How-To GuidesKey Fact Statement Explained: How to Read Your Card's Fine Print
Buried inside your card welcome kit — or attached to the email you barely skimmed — sits the most important document in your relationship with the bank: the Key Fact Statement (KFS), usually accompanied by the Most Impor
How-To GuidesRBI's Fair Practice Code: Your Rights as a Credit Cardholder
Most credit card holders in India know their bank has rules to follow, but far fewer know what those rules actually say. The Reserve Bank of India's Fair Practice Code for lenders, alongside its Master Directions on cred
ComparisonsUPI Autopay vs Card Autopay in 2026: Which Recurring-Payment Rail Wins
Recurring payments in India run on two rails: UPI Autopay (e-mandates on your bank account via UPI) and card autopay (standing instructions on your credit card). Both debit you automatically on schedule. They differ in w
How-To GuidesReward Posting Timelines in 2026: When Your Sale-Purchase Points Actually Arrive
You shopped hard during the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — and the points should be rolling in. Except they are not,
How-To GuidesReward Expiry Calendars in 2026: Never Let Points Die Unused Again
Reward points feel like free money until they quietly expire. Every major Indian card issuer puts an expiry clock on reward points — commonly 1–3 years from the month they're earned (illustrative — the exact validity var
How-To GuidesReturns and Refunds in 2026: How Credit Card Refunds Actually Post to Your Account
The festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — generate a predictable second wave: returns. Wrong size, defective unit, better price found el
Deals & OffersPrice-Drop Protection in 2026: Claiming Post-Sale Price Differences with Your Card
You bought a television in the first days of the Amazon Great Indian Festival, which began on October 8, 2026, or during Flipkart's Big Billion Days, which began on October 9, 2026. A week later, the same model is listed
Deals & OffersOpen-Box and Refurbished Deals in 2026: Buying Smart with Credit Card Protection
After every big festive sale — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — a second market quietly opens: open-box and refurbished units. These are the return
Buying GuidesHome Office Desks in 2026: EMI, Bank Offers and Buying Smart with a Credit Card
The desk is the foundation of the home office — literally, everything else sits on it — and it's the furniture purchase where buyers most often underthink and overspend simultaneously: underthink the ergonomics (height,
How-To GuidesNo-Cost EMI Fine Print in 2026: The Hidden Costs and How to Spot Them
No-cost EMI was everywhere during the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, and Flipkart's Big Billion Days began October 9, 2026 — and for good reason: splitting a large purc