The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesCoffee Makers, Air Fryers and Small Appliances 2026: The Credit-Card Playbook
Small appliances — coffee makers, air fryers, electric kettles, induction cooktops, mixers — are the impulse-buy zone of Indian kitchens. Individually ₹3,000–₹15,000 (Philips, Prestige, Pigeon, Bajaj, Havells, Inalsa, Wo
ComparisonsCo-Branded vs Core Credit Cards in 2026: Which Wins for You
Every major card issuer in India now offers two species: co-branded cards (Amazon Pay ICICI, Flipkart Axis, Swiggy HDFC, Tata Neu, Airtel Axis, IRCTC HDFC) built around a partner's ecosystem, and core cards (HDFC Millenn
Credit HealthYour CIBIL Score After a Festive-Sale Shopping Spree: The 2026 Recovery Guide
Diwali 2026 is done. The packages have arrived, the EMIs have started, and the credit-card statements tell the story: the festive spree was real. Now the question — did it hurt your CIBIL score, and what do you do about
Buying GuidesCCTV Cameras and Video Doorbells 2026: The Credit-Card Buying Guide
Home security cameras went from commercial installs to DIY purchases in India over the last five years. TP-Link Tapo, Mi/Xiaomi, EZVIZ, Hikvision, Dahua, CP Plus, Qubo and Ring now sell Wi-Fi cameras from roughly ₹1,500
How-To GuidesCard on Delivery vs Prepaid Online Payments 2026: The Honest Comparison
Card-on-delivery (pay by card when the package arrives) vs prepaid (pay online at checkout) — the choice seems trivial, but the payment mechanics differ in ways that affect offers, protection, and convenience. This guide
How-To GuidesBuying Appliances Without a Credit Card in 2026: Debit EMI and Other Routes
Not everyone has a credit card — students, new earners, the credit-cautious — and some who have one prefer not to use it. But appliances still need buying, and the EMI + offer machinery shouldn't be a credit-card exclusi
Credit HealthBig-Ticket EMI and Your CIBIL Score in 2026: What Actually Moves the Needle
"Will this EMI hurt my CIBIL?" — asked at every appliance counter in India, usually answered with folklore. The truth is mechanical: CIBIL (and the other bureaus — Experian, Equifax, CRIF) score on five factors, and a bi
Buying GuidesBicycles in India 2026: Credit-Card EMI and Rewards Guide
Cycling in India has grown from commute to lifestyle: Firefox, Montra, Hero Sprint, Ninety One, Decathlon's Rockrider/BTwin range, Giant, Trek and Scott cover everything from ₹8,000 city bikes to ₹1,50,000+ carbon road m
Card ReviewsBest RuPay Credit Cards for UPI Spends in 2026
RuPay credit cards on UPI are the most structurally interesting development in Indian payments: they let you earn credit-card rewards on UPI QR payments — the kirana, the auto-rickshaw, the street-food stall, the local p
Card ReviewsBest Credit Cards for EMI Shopping in 2026: An Honest Ranking
"Best card for EMI" is a question with a real answer — but it's not one card. The best EMI card depends on where you shop (marketplace vs brand counter), what you buy (electronics vs appliances vs furniture), and whether
Card ReviewsBest Cashback Credit Cards for Small Purchases in 2026
Small purchases — the ₹200 chai, ₹800 grocery top-up, ₹1,500 pharmacy bill, ₹3,000 utility payment — are where most credit-card spending actually happens. They're also where card choice matters least per transaction and
How-To GuidesAnnual Fee Waiver Spend Tracking 2026: The System That Pays the Fee
Many credit cards waive the annual fee if you cross a spend threshold — ₹3 lakh, ₹5 lakh, sometimes ₹1 lakh (illustrative patterns; your card's MITC governs). The waiver is free money, but only if you track it: the bank