The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Deals & OffersAmazon Great Indian Festival 2026: How to Actually Claim the SBI Bank Offers and EMI Discounts
The Great Indian Festival 2026 is live (it began October 8, 2026), and the headline bank offer — 10% instant discount with SBI credit cards, SBI debit cards and eligible credit-card EMI transactions — is verified active
How-To GuidesHotel Loyalty Transfers From Indian Credit Cards in 2026: The Quiet Sweet Spots
Airline miles get all the attention, but hotel loyalty transfers from Indian credit cards hide some of the best point values in the rewards game — free nights that would cost ₹15,000–₹40,000 for points earned on everyday
How-To GuidesBuying Gold With a Credit Card in 2026: EMI, Making Charges and the 1% Reality
Gold is India's largest festive purchase category — and the one where credit-card strategy matters least and costs the buyer most when misunderstood. The 1% card reward is real; the 15% making charge is what decides your
Deals & OffersFlipkart Big Billion Days 2026: The Super.money Cashback and Instant Discount, Explained
The Big Billion Days 2026 is live (began October 9, 2026) with two distinct bank-linked offers in CardBuzz's verified offer bank: up to 10% instant discount on eligible transactions with ICICI Bank and Axis Bank cards (`
Deals & OffersFestive Sale Offer Stacking 2026: How Cardholders Combine Discounts, Cashback and Rewards
"Stacking" is the most misunderstood word in festive shopping. It doesn't mean applying every coupon in existence — most offers explicitly exclude each other. Real stacking means sequencing the *compatible* layers: sale
How-To GuidesEMI Pre-Closure Charges in 2026: The Math Banks Don't Put on the Banner
Every festive season, millions of Indians take no-cost EMI on phones, TVs and appliances — and months later, when a bonus lands or rates change, wonder whether to prepay the remaining EMIs. The answer depends on pre-clos
How-To GuidesCredit Card EMI Eligibility and Income Limits in 2026, Explained
"Why is EMI not available on my card?" is one of the most common credit-card questions in India — and the answer is a stack of eligibility gates that issuers rarely explain. This guide maps every gate: credit limit, tenu
How-To GuidesEMI Conversion Windows and Deadlines in 2026: When "Convert to EMI" Actually Works
You've made a ₹45,000 purchase on your credit card. The statement arrives, and the app offers "Convert to EMI." You tap it — and nothing happens, or the option never appeared. The reason is conversion windows: issuers al
Buying GuidesElectronics Accessories Festive Bundles 2026: Squeezing Card Value From Small Tickets
Chargers, cables, earbuds, power banks, keyboards, mice, storage — the accessories drawer costs Indian households ₹15,000–₹30,000 a year, bought in ₹500–₹3,000 drips that never get a strategy. This guide is that strategy
Deals & OffersDiwali 2026 Electronics Deals: A Credit Card Buyer's Field Guide
Diwali 2026 falls in the second week of November, squarely inside the festive offer season that opened with the Great Indian Festival (Oct 8) and Big Billion Days (Oct 9). For electronics buyers, Diwali week is the seaso
How-To GuidesCredit Card EMI on Travel Bookings in 2026: Flights, Hotels and the Offer Fine Print
Travel is India's most EMI-converted category after electronics — and the one with the richest verified bank offers in 2026. CardBuzz's offer bank currently lists dozens of travel EMI offers, almost all from ICICI's Fest
How-To GuidesPaying Medical Bills With Credit Card EMI in 2026: A Practical Guide
Medical bills are the EMI use case nobody plans for and everybody needs: a ₹80,000 hospital bill arrives without warning, and the payment decision must be made under stress. This guide — written for calm reading before t