The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5861 posts · Page 267 of 489 · View the full archive
Deals & OffersSale Early Access in 2026: Which Cardholders Get In First and How to Use It
Early access — the 12–48 hours before a sale opens to everyone — is the most underused advantage in Indian festive shopping. Prices are identical, bank offers are active, inventory is full, and the offer pools are untouc
How-To GuidesReward Points Expiry Calendar 2026: Never Let a Point Die Again
Indian cardholders lose crores of rupees in reward value every year to a single cause: points expiring unused. Not devaluation, not poor redemption — simple expiry. The defense is a calendar: knowing each program's expir
How-To GuidesReward Point Value Math 2026: What One Point Is Really Worth Before You Redeem
A reward point has no fixed value — it's worth whatever the redemption gives you, which ranges from ₹0.10 to ₹1.50+ per point depending on *how* you redeem. Most Indian cardholders redeem at the worst available ratio bec
Buying GuidesBuying a Refurbished Laptop on Credit Card in 2026: EMI, Warranty and What to Check
Refurbished laptops are the best value in personal computing that most buyers ignore: a 2-year-old business-class ThinkPad or Latitude at ₹30,000–₹45,000 often outlasts a new ₹45,000 consumer laptop, with a better keyboa
Buying GuidesRefrigerator Buying Guide 2026: Credit Card EMI, Exchange and Festive Offers
Refrigerators are the longest-lived appliance most households buy — 10–15 years — which makes the purchase price only half the story. The other half is energy cost, and in 2026 the BEE star-rating math plus the festive b
Buying GuidesKitchen Appliances on Credit Cards in 2026: Offers, EMI and Bundling Strategy
Kitchen appliances are the "many small tickets" category — mixer grinders, air fryers, chimneys, microwaves, dishwashers — where no single purchase justifies deep research, but the household's annual spend (₹40,000–₹1,00
Deals & OffersAmazon Great Indian Festival 2026: How to Actually Claim the SBI Bank Offers and EMI Discounts
The Great Indian Festival 2026 is live (it began October 8, 2026), and the headline bank offer — 10% instant discount with SBI credit cards, SBI debit cards and eligible credit-card EMI transactions — is verified active
How-To GuidesHotel Loyalty Transfers From Indian Credit Cards in 2026: The Quiet Sweet Spots
Airline miles get all the attention, but hotel loyalty transfers from Indian credit cards hide some of the best point values in the rewards game — free nights that would cost ₹15,000–₹40,000 for points earned on everyday
How-To GuidesBuying Gold With a Credit Card in 2026: EMI, Making Charges and the 1% Reality
Gold is India's largest festive purchase category — and the one where credit-card strategy matters least and costs the buyer most when misunderstood. The 1% card reward is real; the 15% making charge is what decides your
Deals & OffersFlipkart Big Billion Days 2026: The Super.money Cashback and Instant Discount, Explained
The Big Billion Days 2026 is live (began October 9, 2026) with two distinct bank-linked offers in CardBuzz's verified offer bank: up to 10% instant discount on eligible transactions with ICICI Bank and Axis Bank cards (`
Deals & OffersFestive Sale Offer Stacking 2026: How Cardholders Combine Discounts, Cashback and Rewards
"Stacking" is the most misunderstood word in festive shopping. It doesn't mean applying every coupon in existence — most offers explicitly exclude each other. Real stacking means sequencing the *compatible* layers: sale
How-To GuidesEMI Pre-Closure Charges in 2026: The Math Banks Don't Put on the Banner
Every festive season, millions of Indians take no-cost EMI on phones, TVs and appliances — and months later, when a bonus lands or rates change, wonder whether to prepay the remaining EMIs. The answer depends on pre-clos