The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesCollege and University Tuition on Credit Cards: Direct vs Portal Payments
College and university tuition — often ₹1,00,000 to ₹5,00,000 per year — is typically the largest education expense a family faces. Universities usually offer an official payment portal, and sometimes also accept payment
How-To GuidesPaying School Fees With a Credit Card: Fee Portals, MCC Codes and What to Check
School fees are among the largest recurring household expenses in India — often ₹50,000 to several lakhs per year per child. Paying them with a credit card can earn rewards, smooth cash flow through the interest-free per
Buying GuidesSelf-Drive and Car Rentals: Security Deposits, Card Holds and Insurance
Renting a self-drive car — for a weekend getaway, a business trip, or while your own car is in the shop — involves the largest card holds most people ever encounter outside hotels. A five-figure pre-authorisation sits on
Buying GuidesParking Fees and Traffic Challans on Cards: The Fine-Print Guide
Parking fees and traffic challans are the least glamorous transport transactions — and two of the easiest to get wrong. Parking is small, frequent, and increasingly digital. Challans are infrequent, stressful, and surrou
Buying GuidesEV Charging Payments: Which Cards Reward Your Electrons
India's public EV charging network is growing fast, and with it a new recurring transaction: the charging session. A few hundred rupees per session, a few sessions a month for city drivers, more for highway users. This g
Buying GuidesMetro, Bus QR and Transit Tickets: Small-Ticket Card Strategy
A metro ride costs less than a cup of tea, and that's exactly why most people pay for transit without thinking about the payment method. But daily commuters make forty-plus of these micro-transactions a month, and the st
Buying GuidesFASTag Recharges with Credit Cards: Mechanics, Rewards and Common Traps
FASTag recharges are small, frequent, and almost invisible — a few hundred rupees every few weeks, auto-debited or topped up on the go. That invisibility is exactly why the payment method matters: over a year of highway
Buying GuidesAirport Transfers and Prepaid Taxi Counters: Paying Smart at Arrivals
The arrivals hall is the worst place to make a payment decision: you're tired, the queue is long, and the prepaid taxi counter wants an answer now. This guide covers how prepaid airport taxi counters price and accept pay
Buying GuidesCab Rides on Cards: Card vs UPI vs Wallet Maths for Ola and Uber
Every cab ride ends with the same small decision: card, UPI, or wallet. The amounts are small, the frequency is high, and the difference compounds quietly over a month of rides. This guide works through the actual maths
Buying GuidesBus Bookings with Credit Cards: Offers, Cancellation Terms and Refund Timelines
Intercity bus bookings — on aggregator platforms and operator sites alike — are among the most offer-dense transactions in Indian travel. Card-linked discounts, promo codes, wallet cashbacks and operator coupons all comp
Buying GuidesTatkal Train Bookings: Payment Timing, Pre-Loaded Wallets and Refund Mechanics
Tatkal is the most time-compressed transaction in Indian travel: seats for a popular train vanish in minutes, and a payment step that takes thirty seconds on a normal booking becomes the difference between a confirmed be
Buying GuidesBooking Train Tickets on IRCTC with a Credit Card: Rewards, Fees and What to Do When It Fails
IRCTC is where most credit-card train bookings in India begin, and it is also where the most confusion lives. There is a convenience fee on the ticket, the payment gateway you choose matters, and the rewards math can qui