The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
6094 posts · Page 312 of 508 · View the full archive
Buying GuidesTransit hotels and day rooms: paying smart during long layovers
A six-hour layover at an unfamiliar airport presents a binary choice: camp at the gate, or pay for a room. Transit hotels and day-use rooms inside or beside Indian terminals exist precisely for the middle of that spectru
Buying GuidesSpa and shower facilities at Indian airports: which cards get you in
There is a specific kind of tired that only a red-eye followed by a morning meeting produces. Airport spas and shower facilities exist for exactly that moment: a hot shower, a forty-minute massage, and you walk out feeli
Buying GuidesAirport dining beyond the lounge: discounts and offers on food
Airport food has a reputation problem: high prices, indifferent quality, and the suspicion that you are paying double for a sandwich because you cannot leave. The lounge buffet is one answer, but it is not the only one.
Buying GuidesMeet-and-greet and porter services: card-linked airport assistance
Walk into Delhi T3 or Mumbai T2 at a busy hour with two kids, three suitcases, and a tight connection, and you will understand instantly why meet-and-greet services exist. Someone who knows the terminal meets you at the
Buying GuidesPriority check-in and boarding with credit cards: how it actually works
Priority check-in and priority boarding are among the most misunderstood airport perks. Many card holders assume their premium card gets them into the business-class queue automatically. It usually does not — but it can
Buying GuidesBeyond the lounge: the full airport-perks map on premium cards
Most premium-card holders know about lounge access and stop there. That is like owning a Swiss Army knife and only using the blade. The lounge is one perk among many that banks and card networks have quietly layered onto
How-To GuidesBefore you save your card: a quick merchant hygiene checklist
That "save this card for faster checkout" tick box is a small decision with a long tail: a standing credential, a token in someone's vault, one more relationship on your audit list. Most of the time it's perfectly fine.
How-To GuidesOne card, many tokens: why your card looks different in every app
Save the same credit card on five different apps, and your bank sees one card while each app sees something different. The last four digits match, the brand matches — but the underlying credential each merchant holds is
How-To GuidesReplacing your card: which saved payments break and the order to fix them
A replacement card is on its way — whether because the old one expired, was lost, or was compromised. Now comes the less obvious job: figuring out which of your saved payments will keep working, which will break, and in
How-To GuidesHow tokenisation limits card-on-file fraud: the blast-radius argument
Before tokenisation, every merchant that stored your card held the same thing: your actual card number, expiry, and often enough else to transact. One breached database meant your card could be used anywhere in the world
How-To GuidesNetwork tokens vs merchant tokens: the two layers of card-on-file security
"Tokenisation" is often described as a single thing — your card number gets replaced by a token. In reality there are two distinct layers doing different jobs: network tokens, issued and managed by the card networks, and
How-To GuidesToken requestors: the companies sitting between you and your card number
When you save a card on a shopping app, your card number doesn't go to the app — it goes through a choreographed handoff involving a "token requestor", a "token service provider", and your bank. These are the companies s