The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
6094 posts · Page 317 of 508 · View the full archive
How-To GuidesTracking milestones across multiple cards: a ledger and calendar system
Milestone benefits reward concentration, but most of us hold several cards — and thresholds, windows, and exclusions differ on each. Without a system, you end up with spending scattered just below every threshold. A simp
How-To GuidesHow lifestyle milestone unlocks work on premium cards
Premium cards often unlock lifestyle perks — golf rounds, spa sessions, dining privileges, movie tickets — once you cross a spend milestone. These benefits run on different mechanics from points and vouchers, with their
How-To GuidesMilestone vouchers and e-gift cards: how redemption works
Vouchers are the most common form milestone benefits take on Indian credit cards: e-gift cards for shopping, travel, or dining brands, delivered after you cross a spend threshold. The redemption mechanics look simple unt
How-To GuidesHow anniversary fee-waiver milestones work
Many credit cards waive the annual fee if your spending crosses a threshold in the card-anniversary year. The mechanism is simple in theory and fiddly in practice. This guide covers the mechanics: how the waiver triggers
How-To GuidesHow to time big spends around milestone thresholds
A handful of large payments — a wedding, an insurance premium, school fees — can make up most of a year's card spending. Timing them around your card's milestone thresholds can turn routine bills into unlocked rewards. H
How-To GuidesHow credit card milestone benefits work
Milestone benefits are spend-based rewards that unlock when your spending crosses a defined threshold on a credit card. For illustration, suppose a card grants an e-gift voucher once you cross a specified spend level in
Buying GuidesFamily entertainment plans: bundling cinema, OTT and live events on one card
In most Indian households, entertainment spending is fragmented by default — one person's card for cinema, another's for streaming, a teenager's gaming on whichever phone is handy. Consolidation is not just tidier; it co
Buying GuidesAnnual entertainment spend review: the one-hour audit worth doing
Once a year, entertainment spending deserves one focused hour. Not a guilt exercise — an audit. Your card statements already contain the complete record; the job is to turn twelve months of transactions into three decisi
Buying GuidesGaming and app-store spends: how in-app purchases bill on Indian cards
Gaming and app-store spending is the entertainment category with the least visibility — small amounts, high frequency, often made by children on a parent's device. On Indian cards these purchases bill through app stores
Buying GuidesWeekend entertainment budgets: putting a cap on ticket and snack spends
Entertainment is the budget category most likely to blow up without anyone noticing — a ticket here, popcorn there, a spontaneous gig that "was only" a few thousand rupees. Credit cards make it frictionless, which is bot
Buying GuidesEntertainment MCC quirks: why your streaming bill codes differently
Two identical-looking streaming charges can earn different rewards, and the reason is a short code you never see: the merchant category code. MCCs decide how your card's rewards engine classifies a transaction, and enter
Buying GuidesOTT subscriptions on credit cards: which billing route earns the most
The average Indian household now pays for several streaming subscriptions, and each one is a small recurring card transaction that quietly shapes your rewards. Where the charge is billed from — direct, app store, or wall