The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
6094 posts · Page 319 of 508 · View the full archive
Buying GuidesMakeMyTrip, Goibibo or direct: where your card earns the most on hotel bookings
Indian travellers book hotels in three places: the big OTAs, the hotel chain's own website, and, increasingly, the travel portal run by their card issuer. The room is the same; the price and the rewards are often not. Be
Buying GuidesBooking hotel rooms with a credit card in India: how card rewards on stays work
A two-night stay in a metro hotel can easily be a five-figure sum, and a family holiday runs far higher — treat those as illustrative figures, not quotes. Because accommodation is one of the largest discretionary line it
How-To GuidesWhen splits go wrong: recovering shared money without ruining friendships
Sooner or later, every group hits it: a shared expense that someone has not paid, weeks after the fact. The amount is rarely life-changing — that is what makes it so corrosive. Too small to fight over, too real to forget
How-To GuidesTracking shared spends: the statement habits that keep splits clean
Every messy split has the same root cause: nobody wrote it down at the time. The payer remembers the amount differently from the group, the UPI reimbursements do not line up with the card statement, and by month-end the
How-To GuidesJoint credit cards in India: who is liable when two people share a card
"Can my spouse and I get a joint credit card?" is a question Indian banks answer with a polite no — true joint credit cards, where two people are equal co-owners of one credit line, are essentially not offered in India.
How-To GuidesLending your card to family: what a guest-user spend really means for you
Handing your credit card to a parent, sibling, or spouse for a purchase feels like a small family favour — and most of the time, it is. But a credit card is not cash. Every rupee spent on it is debt in your name, reporte
How-To GuidesGift and subscription pooling: sharing costs without sharing card numbers
Pooling money with friends for a gift, or splitting a subscription across a household, is one of the most common shared expenses — and one of the easiest to get wrong. The temptation is to pass around a card number so ev
How-To GuidesSplitting dinner bills: the maths that ends the you-owe-me loop
The dinner-bill negotiation is a small social ritual everyone recognises: the bill arrives, phones come out, someone proposes an equal split, someone else quietly notes they only had a salad, and five minutes pass in inc
How-To GuidesGroup trip money: one card for bookings, many people for the bill
Group trips have a predictable financial arc: excitement at booking time, vague assurances that "we'll settle later", and a fortnight of awkward reminders after everyone is home. The amounts are larger than dinner bills
How-To GuidesShared flat expenses: rent, groceries and bills on one card, settled monthly
Flatmates who split expenses badly end up with a special kind of resentment — the slow-burn kind, measured in unreimbursed grocery runs and electricity bills paid by whoever noticed first. The fix is structural: route th
How-To GuidesUPI split vs card split: how settlement speed and records differ
When a bill lands on the table, you have two broad ways to divide it: everyone pays their share directly through UPI, or one person pays the whole amount by card and collects the shares afterwards. Both settle the mercha
How-To GuidesSplitting bills with friends: the card route that actually settles fairly
Every group of friends has a bill-splitting story that ended in awkwardness: someone paid the whole restaurant bill on their card, three people promised to send their share "tomorrow", and two weeks later the payer is st