The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesCoaching and test-prep fees: maximizing card rewards
JEE, NEET, UPSC, CAT, GMAT — India's test-prep economy runs on fee payments that rival college tuition. A two-year coaching program can cost as much as a degree semester, and most institutes now accept cards through thei
ComparisonsEducation loan vs credit card: the real cost comparison
When a ₹4 lakh semester fee is due and the savings fall short, two instruments compete: the education loan and the credit card. They're priced in different universes, taxed differently, and suited to different time horiz
How-To GuidesMedical EMI: handling health emergencies with credit
Nobody plans a health emergency. The bill lands at the worst possible moment — and the financing decision you make in the next few hours can cost or save you tens of thousands of rupees. This is the emergency-room guide
How-To GuidesEducation spends: tax benefits and card rewards stacking
Education spending sits at a rare intersection: it's one of the few household expenses that can earn you both credit card rewards *and* income-tax deductions at the same time. But the two systems — card rewards and tax l
How-To GuidesEducation EMI: funding degrees with credit in 2026
A degree costs lakhs. The fees arrive in term-sized chunks, and sometimes the money isn't there yet. Credit card EMI looks tempting in that moment — a few taps in the banking app and a ₹3 lakh fee becomes 12 manageable i
How-To GuidesPaying insurance premiums with cards: rewards + timing
Insurance premiums are the quiet giants of household budgets — a ₹60,000 health policy, a ₹1.2 lakh term plan, a ₹40,000 motor policy. Paid once a year, each one is a concentrated burst of spend that can earn serious rew
How-To GuidesMedical expenses on credit cards: what to know in 2026
A hospital bill arrives when nobody is doing mental math. That's exactly when the mechanics of paying by credit card matter most — because the difference between a smart move and an expensive one is decided in minutes at
Buying GuidesThe 7 best cards for education spends in October 2026
Education spends are a filter that removes most cards from contention. Many issuers exclude the education category from rewards entirely — so the "best card for education" is simply one that still pays. We ranked seven c
How-To GuidesPaying school and college fees with credit cards: the 2026 guide
School and college fees are among the largest recurring payments an Indian household makes in a year. Naturally, many parents wonder: why not put them on a credit card and pocket the rewards? In 2026 the answer is a qual
How-To GuidesThe online shopping verdict: one card or a stack
After nine articles on cards, sales, EMI and stacking, the question that remains is the simplest one: should you hold one good online-shopping card, or a small stack of them? The answer depends on one number — how much y
Deals & Offers2026 online sale calendar: when to buy what with which card
Timing is half the discount. The same phone, TV or washing machine can cost 15–20% more or less depending on which sale week you buy it in — and which card you pay with, because the bank partner changes from sale to sale
How-To GuidesOnline shopping fraud protection: what your card covers
Festive sale season is also fraud season — more transactions, more new sellers, more phishing messages dressed up as order updates. The good news: Indian credit cards come with one of the strongest consumer-protection fr