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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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Card Reviews

American Express Corporate Green Card: Deep Dive (2026)

The American Express Corporate Green Card is the odd one out in this batch: it's not a personal rewards card at all. It's a corporate expense-management tool, issued to employees through their employer, designed to make

7 Oct 20265 min read
Card Reviews

American Express Platinum Reserve Credit Card: Deep Dive (2026)

The American Express Platinum Reserve Credit Card is the sleeper of the Amex India lineup. At ₹10,000 a year — one-sixth the cost of the ₹66,000 Platinum Charge — it quietly bundles Priority Pass membership, Taj mileston

7 Oct 20265 min read
Card Reviews

American Express Centurion Card: Deep Dive (2026)

The American Express Centurion Card — the "black card" — is the most mythologised piece of plastic in India. It is invitation-only, it is not applied for, and almost everything written about it is speculation. So let's s

7 Oct 20265 min read
Card Reviews

American Express Membership Rewards Credit Card: Deep Dive (2026)

The American Express Membership Rewards Credit Card is the classic entry point into the MR ecosystem — ₹4,500 a year, no lounge access, a flat 0.5% base earn, and one defining feature: a monthly milestone of 1,000 bonus

7 Oct 20265 min read
Card Reviews

American Express Smartearn Credit Card: Deep Dive (2026)

The American Express Smartearn Credit Card is the cheapest card Amex issues in India — ₹495 a year — and the only one whose accelerated earn rate means anything: 10X Membership Rewards points (an effective 2.5%) on a cur

7 Oct 20265 min read
Card Reviews

American Express Gold Card: Deep Dive (2026)

The American Express Gold Credit Card sits in an awkward middle: ₹4,500 a year — nine times the cost of the ₹495 Smartearn — with a base earn rate of just 0.5% and no spend-based fee waiver. Its saving grace is one of th

7 Oct 20265 min read
Card Reviews

American Express Platinum Charge Card: Deep Dive (2026)

The American Express Platinum Charge Card is Amex's flagship lifestyle card in India — the metal-adjacent, invite-tinged icon that costs ₹66,000 a year and pays you back mostly in perks, not points. If you're wondering w

7 Oct 20265 min read
Card Reviews

American Express Platinum Travel Credit Card: Deep Dive (2026)

The American Express Platinum Travel Credit Card is Amex's ₹5,000-per-year travel workhorse for India — cheaper than the ₹66,000 Platinum Charge, but with a structure that rewards one very specific habit: crossing annual

7 Oct 20265 min read
Comparisons

Standard Chartered vs HSBC: The Expat-Bank Rematch Verdict 2026

India's two great foreign banks have been fighting over the Indian wallet for over a century, and their credit card lineups in 2026 are a fascinating mirror image: both lead with a flat-rate flagship, both run a dining c

7 Oct 20266 min read
Card Reviews

Standard Chartered Beyond Credit Card Deep Dive 2026: The ₹25,000 Premium Play

The Standard Chartered Beyond Credit Card is the bank's ultra-premium statement: ₹25,000 a year, no waiver, in exchange for unlimited lounge access, a 3.33% reward base, monthly golf, and a lifestyle perks stack that rea

7 Oct 20265 min read
Card Reviews

Standard Chartered Super Value Titanium Credit Card Deep Dive 2026: 5% on Fuel and Utilities

The Standard Chartered Super Value Titanium Credit Card is built for the two most boring — and most unavoidable — household expenses: fuel and utility bills. It pays 5% cashback on both, each capped at ₹200 a month, for

7 Oct 20265 min read
Card Reviews

Standard Chartered Platinum Rewards Credit Card Deep Dive 2026: The Lifetime-Free Entry

The Standard Chartered Platinum Rewards Credit Card is the rarest thing in the bank's lineup: a lifetime-free card with no joining fee and no annual fee, period. No waiver to chase, no threshold to remember. In exchange

7 Oct 20265 min read