The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Card ReviewsIDFC FIRST HPCL Power+ Credit Card Deep Dive: Fuel-First Savings at ₹499
Co-branded fuel cards live or die on one question: do you actually buy fuel from the partner brand? The IDFC FIRST HPCL Power+ Credit Card (listed on CardBuzz as the IDFC HPCL First Power Plus Credit Card) pays 6.5% valu
Card ReviewsIDFC FIRST Private Credit Card Deep Dive: The ₹50,000-Joining-Fee Flagship
The IDFC FIRST Private Credit Card is the outlier of the range — and of this entire batch. While every other IDFC FIRST card courts the mass market with lifetime-free pricing, the Private card charges a ₹50,000 joining f
Card ReviewsIDFC FIRST Wow! Credit Card Deep Dive: The FD-Backed Card With Zero Forex Markup
The IDFC FIRST Wow! card is the odd one out in this batch — and deliberately so. It's a secured credit card backed by a fixed deposit, designed for people with no credit history (or a bruised one) who can't get an unsecu
Card ReviewsIDFC FIRST Mayura Metal Credit Card Deep Dive: The ₹5,999 Premium Play
If the Ashva is IDFC FIRST's middleweight, the Mayura is its heavyweight: a metal card with a ₹5,999 annual fee, no waiver, unlimited domestic lounge access, and a 3% earn rate across dining, travel and online shopping —
Card ReviewsIDFC FIRST Ashva Metal Credit Card Deep Dive: ₹2,999 a Year for 2.5% on Dining and Travel
The Ashva is where the IDFC FIRST range stops being free and starts being serious. It's a metal card — yes, an actual metal card — with a ₹2,999 annual fee, no waiver, and an earn structure built around two categories: d
Card ReviewsIDFC FIRST Millennia Credit Card Deep Dive: The Starter Card That Punches Above Its Weight
The IDFC FIRST Millennia Card is the bank's classic entry-level offering: lifetime free, aimed at young professionals and first-time cardholders, and historically one of the easiest cards in India to get approved for. It
Card ReviewsIDFC FIRST Select Credit Card Deep Dive: The Quiet Lifetime-Free Workhorse
One housekeeping note before we start: the live CardBuzz card page for the slug `idfc-first-select` renders under the name LIC Select Credit Card — the LIC co-brand issued on the IDFC FIRST Bank platform. The facts below
Card ReviewsIDFC FIRST Wealth Credit Card Deep Dive: India's Best Lifetime-Free Card?
The IDFC FIRST Wealth Credit Card is the card that broke the Indian market's most stubborn habit: the belief that a genuinely premium card must charge a fee. It is lifetime free — zero joining fee, zero annual fee — yet
ComparisonsAxis Magnus vs HDFC Infinia: India's Flagship Showdown in 2026
Two cards, one fee — ₹12,500 a year — and two completely different philosophies. The Axis Magnus is the transfer-ratio champion: flat 2.4% earn, 1:2 airline transfers, unlimited lounges, and a fee that never waives. The
Card ReviewsAxis Bank Horizon Credit Card Review: Atlas's Smaller, Friendlier Sibling
The Horizon might be the best-value travel card Axis Bank sells — and it sits in the shadow of its flashier sibling, the Atlas. At ₹3,000 a year with no waiver, it earns 1.8% on everyday spend and 4.5% on travel booked v
Card ReviewsAxis Bank Primus Credit Card Review: The Invite-Only ₹3 Lakh Card
At the very top of Axis Bank's card hierarchy sits the Primus: a ₹5,00,000 joining fee and a ₹3,00,000 annual fee, available by invitation only. It is less a credit card than a private-banking membership with a payment i
Card ReviewsAxis Bank Olympus Credit Card Review: Axis's New ₹20,000 Premium Card
The Olympus is Axis Bank's newest premium entry — a ₹20,000-a-year card positioned between the Magnus (₹12,500) and the Reserve (₹50,000), with unlimited lounges, golf, a movie BOGO, dining discounts, concierge, and airp