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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

6439 posts · Page 396 of 537 · View the full archive

News & Devaluations

Super-Apps and the Invisible Card: Banking Inside Everything

Open your phone. Count the apps you use to move money: a UPI app, a bank app, a wallet, a shopping app with its own pay-later, maybe a separate app for your credit card statement. Now imagine all of it — payments, credit

7 Oct 20265 min read
News & Devaluations

Biometric Credit Cards: Fingerprint Auth Comes to Your Wallet

Your phone unlocks with your face. Your Aadhaar authenticates with your fingerprint. But your credit card still relies on a four-digit PIN invented in the 1960s — and on contactless transactions, sometimes not even that.

7 Oct 20265 min read
News & Devaluations

Green Credit Cards: Can Your Plastic Go Sustainable?

A credit card is a small rectangle of plastic — roughly five grams of PVC that will outlive you in a landfill by several centuries. Multiply by the hundreds of millions of cards issued in India, reissued every few years,

7 Oct 20265 min read
News & Devaluations

Embedded Finance: Your Next Credit Card Is Everywhere

The most important credit card of the next decade might not look like a credit card at all. It might be the "pay in 3" button at checkout, the fuel credit inside your carmaker's app, or the working-capital line inside yo

7 Oct 20265 min read
News & Devaluations

CBDC and Credit Cards: The Future of Money in India

While the industry debates reward rates and lounge access, the Reserve Bank of India has been quietly piloting something far more fundamental: the digital rupee, India's central bank digital currency (CBDC). If it scales

7 Oct 20265 min read
News & Devaluations

UPI Meets Credit: The Convergence Reshaping Indian Payments

For a decade, India ran two payment universes in parallel: UPI for instant bank transfers, and credit cards for borrowed spending. In the last couple of years, those universes have started colliding — and the collision i

7 Oct 20265 min read
News & Devaluations

AI and Credit Cards: What's Actually Coming to Your Wallet

Every industry claims AI will change it. Credit cards are one of the few where the change is already visible in your monthly statement — you just might not have noticed. From fraud detection that stops a thief in millise

7 Oct 20265 min read
News & Devaluations

1000 Articles In: What India's Largest Credit Card Library Taught Us

Somewhere between the first review and the thousandth explainer, something changed. CardBuzz stopped being a website with credit card articles and became, by sheer volume and depth, the largest credit card library in Ind

7 Oct 20265 min read
News & Devaluations

1000 Articles: The 50 Most Useful CardBuzz Guides Ever Written

This is CardBuzz's 1000th article. Somewhere in the archive there's an article about everything: the math of a single reward point, the etiquette of your tenth airport lounge visit, the exact slab at which a late fee kic

7 Oct 20267 min read
News & Devaluations

The Future of Indian Credit Cards: What 2027 and Beyond Looks Like

A thousand articles into documenting Indian credit cards, one question keeps coming up: what's next? Not predictions — the future doesn't do press releases — but the structural trends already visible in the data, the reg

7 Oct 20266 min read
News & Devaluations

Marketing Masterstrokes: The Campaigns That Made India Swipe

Credit cards are sold, not bought. Behind every card in our Hall of Fame is a marketing insight that made millions of Indians do something they'd never done: apply for plastic. These are the campaigns, positionings and s

7 Oct 20267 min read
News & Devaluations

From Magnetic Stripes to Metal: The Design Evolution of Indian Cards

The credit card in your wallet is a piece of industrial design that has been quietly reinvented five times over. From embossed plastic to numberless metal, every change in how Indian cards look reflects a change in how I

7 Oct 20266 min read