The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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ComparisonsThe Score Builder: Why Only Credit Cards Feed Your CIBIL
Here is a fact that surprises most debit-only users: your bank knows exactly how responsibly you handle money, and India's credit bureaus never hear a word of it. Years of salary credits, disciplined saving, and never mi
ComparisonsThe Protection Playbook: How Credit Cards Insure Your Purchases
Every purchase you make carries a small risk: the item never arrives, arrives broken, the seller vanishes, or a fraudster clones your card details. Credit cards come with a built-in insurance policy against all of this —
ComparisonsThe Debit Card Rewards Gap: What You Leave Behind Every Year
Most debit-card users have never done the subtraction. They know, vaguely, that credit cards "give points," and they assume the difference is small — a few hundred rupees here and there, not worth the hassle. The math sa
ComparisonsCredit Cards vs Debit Cards: The 2026 India Playbook
Every payment you make in India funnels through one of two plastic rectangles, and the choice matters far more than most people think. Credit and debit cards look identical at the checkout — same size, same chip, same ta
Card ReviewsRanking Indian Credit Cards by Lounge Benefits in 2026
Every "best lounge card" listicle ranks by vibes. This one ranks by the actual published benefit text on CardBuzz's card pages — visit counts, guest allowances, spend conditions, and fees, all scraped in October 2026. Th
How-To GuidesBeyond the Lounge: Spa, Meet-and-Greet and Airport Transfers
The lounge is the headline, but premium Indian credit cards quietly bundle a whole layer of airport-adjacent benefits most holders never use: spa sessions, meet-and-greet services, concierge assistance, railway lounges,
How-To GuidesLounge Etiquette: The Unwritten Rules Frequent Flyers Follow
A lounge is a shared, quiet, limited-capacity space — and nothing gets a cardholder angrier than someone treating it like a food court. Most lounge friction comes from people who don't know the norms, not people who reje
How-To GuidesSpend-Based Lounge Access: The New Normal for Indian Cards
The biggest structural shift in Indian credit card lounge benefits isn't a devaluation — it's a redesign. Across 2025 and 2026, bank after bank replaced automatic lounge access with spend-linked unlocks: hit a spending t
How-To GuidesBringing Guests to Airport Lounges: Companion Policies Explained
Your card gets *you* into the lounge. Your spouse, your kids, your colleague, your parents — that's a separate question, governed by separate rules that vary wildly between cards and changed more than once in the last tw
How-To GuidesInternational Lounge Access Strategy: What Indian Cards Cover Abroad
International lounge access is a different game from domestic — different networks, different quotas, different failure modes. A card that's generous at Delhi T3 can leave you stranded at Dubai or Singapore if you don't
How-To GuidesDomestic Lounge Access Strategy: Choosing the Right Card
Domestic lounge access is where most Indians actually use their credit cards — the Delhi–Mumbai hop, the Bengaluru layover, the early-morning departure from Hyderabad. Yet most people choose their lounge card backwards:
How-To GuidesDragonPass and Lounge Alternatives: The Complete 2026 Guide
Priority Pass gets all the attention, but it's far from the only way into an airport lounge. DragonPass, LoungeKey, DreamFolks-powered direct swipes, the Diners Club network, and airline status each open different doors