The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Card ReviewsBest Credit Cards for Beginners 2026: 10 First Cards Ranked
Your first credit card should do three things: cost little, forgive mistakes, and teach you how rewards work without a 40-page MITC. It should not be the card with the biggest welcome bonus or the shiniest metal — those
Card ReviewsBest Travel Credit Cards 2026: 10 Cards Ranked for Indian Travellers
A travel credit card is not a card with an airplane on it. It is a card whose rewards survive the journey: miles that transfer to airlines you actually fly, lounge access with sane guest rules, and a forex markup that do
Card ReviewsBest Cashback Credit Cards 2026: 10 Cards Ranked by Real Value
Cashback is the most honest reward in credit cards: no point valuations, no transfer partners, no blackout dates. But "5% cashback" on a brochure and 5% in your bank account are different things — the difference lives in
Card ReviewsThe 10 Best Credit Cards in India (2026): The Definitive Ranking
Ten years of card launches, three devaluation waves, and hundreds of hours in CardBuzz's card database later, this is the ranking we keep coming back to. These are the ten credit cards in India that deliver the most valu
How-To GuidesThe billing playbook: your monthly routine
Everything in this billing series comes down to one thing: a repeatable monthly routine. This playbook distils statement reading, billing cycles, due dates, auto-pay, and multi-card management into a 20-minute monthly ri
How-To GuidesManaging due dates across multiple cards: the system
One credit card has one due date. Three cards have three due dates, three billing cycles, three statements — and three chances every month to miss one. Multi-card management is not about memory; it is about building a sy
How-To GuidesAuto-pay setup: never miss a due date
The simplest way to never pay a late fee again is to stop relying on your memory. Auto-pay — a standing instruction that pays your credit card bill automatically — takes the due date off your mental checklist entirely. T
How-To GuidesStatement errors: how to spot them and what to do
Billing mistakes are more common than most cardholders realise — duplicates, wrong amounts, phantom fees, missing refunds, and occasionally outright fraud. The good news: Indian regulations give you a clear dispute proce
How-To GuidesLate fees and penalties: what they really cost
A single missed due date sets off a chain reaction: a late fee, finance charges on the full balance, loss of your grace period, and damage to your credit record. This article breaks down each penalty, what it typically c
How-To GuidesHow credit card interest is actually calculated
Credit card interest is not one number applied once — it is a daily calculation, compounded monthly, applied differently to purchases and cash advances, and it silently turns off your grace period. This article explains
How-To GuidesMinimum amount due: the trap and the math with examples
The "minimum amount due" is the most psychologically dangerous number on your credit card statement. It looks like a kindness — pay just 5% and stay current — but paying only the minimum is the single most expensive habi
How-To GuidesDue dates and grace periods: the rules that save you interest
The payment due date and the grace period are the two rules that determine whether your credit card costs you nothing or costs you 45% a year. Get them right every month and your card is a free short-term loan; get them