The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesAuto-pay setup: never miss a due date
The simplest way to never pay a late fee again is to stop relying on your memory. Auto-pay — a standing instruction that pays your credit card bill automatically — takes the due date off your mental checklist entirely. T
How-To GuidesStatement errors: how to spot them and what to do
Billing mistakes are more common than most cardholders realise — duplicates, wrong amounts, phantom fees, missing refunds, and occasionally outright fraud. The good news: Indian regulations give you a clear dispute proce
How-To GuidesLate fees and penalties: what they really cost
A single missed due date sets off a chain reaction: a late fee, finance charges on the full balance, loss of your grace period, and damage to your credit record. This article breaks down each penalty, what it typically c
How-To GuidesHow credit card interest is actually calculated
Credit card interest is not one number applied once — it is a daily calculation, compounded monthly, applied differently to purchases and cash advances, and it silently turns off your grace period. This article explains
How-To GuidesMinimum amount due: the trap and the math with examples
The "minimum amount due" is the most psychologically dangerous number on your credit card statement. It looks like a kindness — pay just 5% and stay current — but paying only the minimum is the single most expensive habi
How-To GuidesDue dates and grace periods: the rules that save you interest
The payment due date and the grace period are the two rules that determine whether your credit card costs you nothing or costs you 45% a year. Get them right every month and your card is a free short-term loan; get them
How-To GuidesBilling cycles explained: how they work and why they matter
Every credit card runs on a billing cycle — a fixed roughly-30-day window that determines when your spending is tallied, when the bill is generated, and how many interest-free days you get. Understand the cycle and you c
How-To GuidesReading your credit card statement: every section explained
Your credit card statement is the single most useful document your issuer sends you — a month-by-month record of what you spent, what you owe, and what it will cost you. Most cardholders glance at two numbers (total due
Deals & OffersGIF 2026 Launch Verdict: What We Know Tonight and What to Wait For
On the eve of the Amazon Great Indian Festival 2026, here is the honest state of play: a sale with unusually well-confirmed headline offers, genuinely strong teaser prices on phones, and a set of fine-print details that
Deals & OffersWhat to Skip at GIF 2026: Deals That Aren't Deals on Launch Morning
Every Great Indian Festival contains two sales: the real one, with genuinely lower prices and verified card offers, and the theatrical one — inflated strike-throughs, conditional discounts presented as universal, and fin
Deals & OffersPrime Early Access at GIF 2026: What the 24-Hour Head Start Showed
Today — October 7 — is the day Prime members are widely reported to get the Great Indian Festival first. Multiple sale trackers report a 24-hour early access window opening at 12:00 AM IST on October 7, a full day before
Deals & OffersExchange Offers at GIF 2026: Stacking Them with Card Discounts
Of everything in the Great Indian Festival, the exchange offer is the most underused lever — and the one with the largest rupee value on phones. The Nothing Phone 3's listing advertises an exchange value of up to ₹19,000