The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesAdd-On Credit Cards in India: Benefits, Limits and Liability
An add-on credit card — also called a supplementary card — is a card issued against your existing credit card account in someone else's name: your spouse, your parent, your adult child. It looks like their card, but lega
How-To GuidesFamily Credit Card Strategy: One Primary Card Plus Add-Ons
Most Indian families hold credit cards the way they hold opinions — everyone has their own, nobody coordinates. The result is five statements, five due dates, five annual fees, and rewards scattered across programmes too
How-To GuidesWhich Credit Cards Reward Healthcare and Pharmacy Spending
Medicines are the one expense nobody can optimise away — but the payment method can still earn. The honest truth first: no major Indian credit card has a dedicated "healthcare" bonus category in the CardBuzz database. Ho
How-To GuidesCredit Cards for Pensioners: Getting More From a Fixed Income
A pension is the steadiest income in India — and the flattest. When the monthly inflow is fixed, every rupee of outflow has to work harder. Credit cards can quietly return 1–5% of household spending to a pensioner, but o
How-To GuidesTop Credit Cards for Senior Citizens in India: 2026 Picks
Retirement does not mean the end of smart spending — it means spending changes shape. The kids are grown, the home loan is likely done, and the monthly pattern settles into groceries, utilities, medicines, doctor visits,
Card ReviewsMaximizing Business Credit Card Rewards: The Complete 2026 Playbook
Business credit cards in India now offer some of the richest reward structures in the market — 5X on tax payments, accelerated earn on ads and bills, unlimited lounge access, fee waivers at scale. But the gap between the
Card ReviewsPaying Office Rent and Utility Bills With Credit Cards in 2026
Office rent is usually a business's most predictable large outflow, and utilities — electricity, internet, water — its most predictable small ones. Both look like perfect credit-card material: recurring, fixed, unavoidab
Card ReviewsBuying Inventory on Credit Cards: Rewards Math for Indian Traders
For traders — wholesalers, distributors, retailers restocking shelves — inventory is the business. It's also typically the largest single outflow, recurring monthly, and almost entirely paid by bank transfer. That combin
Card ReviewsFreelancer Card Spends at Tax Time: Separating Business From Personal
Freelancers live in the messiest corner of Indian tax compliance: income arrives from five clients across three countries, expenses blur between "home office" and "home," and the credit card statement at year-end is a 40
Card ReviewsCorporate Cards vs Personal Cards for Business Spends in 2026
Most Indian founders and freelancers start by putting business expenses on their personal credit card. It's convenient, the card is already in the wallet, and the rewards feel like free money. At some point — usually the
Card ReviewsBusiness Expense Management With Credit Cards: A 2026 Playbook
Most small businesses manage expenses the same way: employees pay from their own pockets, collect crumpled bills, file reimbursement claims at month-end, and the founder approves a spreadsheet they barely read. It's slow
Card ReviewsBest Credit Cards for Indian Startups 2026: Managing Burn With Credit
Startup spending has a shape all its own: lumpy ad bills, monthly cloud and SaaS invoices, incorporation and compliance costs, travel for fundraising, and almost no patience for paperwork. The right credit card turns tha