The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
4161 posts · Page 46 of 347 · View the full archive
How-To GuidesRefund Credited to a Closed or Replaced Card: Where the Money Actually Goes
Refunded to a card you no longer have? The money isn't lost — it follows a defined path. Here's where it goes and how to recover it.
How-To GuidesPartial Refunds and EMI Cancellation: What Happens to Your Interest-Free Period and EMI Plan
When only part of an EMI purchase is refunded, the math isn't intuitive. Here's how partial refunds, cancelled EMIs and interest-free periods really interact.
How-To GuidesFailed Payments and Automatic Refunds: Timelines and What to Watch For
When a payment fails mid-way, your money usually comes back on its own — but the clock, and what to watch, depends on where it failed.
How-To GuidesHow Credit Card Refunds Actually Work: The Full Settlement Chain From Merchant to Statement
A refund isn't money sent back — it's a reversal message that travels the card network in reverse. Here's the full chain, and why it takes days.
How-To GuidesSupplementary Cardholder Cover: Does Family Travel Protection Extend to Add-On Cards
Does your spouse or child's add-on card carry the same travel insurance as your primary card? The answer depends on the master policy wording.
How-To GuidesLost or Stolen Card Abroad: Emergency Replacement, Emergency Cash and SOS Services
Card lost or stolen overseas? Networks offer emergency replacement cards and emergency cash advances — here is how to activate them fast.
How-To GuidesDomestic Trip Protections: What Your Credit Card Covers Inside India
Card travel benefits are not only for international trips. Here is what flight delays, baggage issues and accidents on domestic travel can trigger.
ComparisonsVisa-Mandated Travel Insurance vs Card Cover: What Embassies Actually Accept
Schengen visas demand specific insurance proof. Can your credit card's travel cover satisfy an embassy — or must you buy a separate policy?
How-To GuidesExclusions That Void Credit Card Travel Cover: The Fine Print That Actually Matters
Pre-existing conditions, undeclared valuables, wrong payment method — the exclusions that most often void card travel cover, explained plainly.
How-To GuidesHow to File a Credit Card Travel Insurance Claim: The Documentation Checklist
Card travel claims succeed or fail on paperwork. This is the complete documentation checklist, the filing sequence, and the timelines to respect.
ComparisonsOverseas Medical Emergency Cover on Cards vs a Standalone Travel Policy
Card medical cover helps in a genuine emergency abroad — but its limits, exclusions and fine print differ sharply from a dedicated travel policy.
How-To GuidesBaggage Delay, Loss and Damage Claims Through Your Credit Card
Your card can pay fixed sums for delayed, lost or damaged checked baggage — if you report it correctly and understand the per-item caps.