The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesHotel Credit Cards in India: Are Co-Branded Cards Worth It
India has very few true hotel co-brand credit cards — the CardBuzz database verifies exactly two live ones. That scarcity makes the "are they worth it" question sharper: with so few options, you're choosing between a co-
How-To GuidesZero Forex Markup Cards in India: Every Option Compared
Forex markup is the quietest tax on international travel: 1–3.5% added to every foreign-currency transaction, plus 18% GST on the markup itself. On ₹1,00,000 of overseas spend at 3.5%, that's ₹3,500 + ₹630 GST = ₹4,130 —
How-To GuidesAirport Lounge Access in India: The Complete 2026 Guide
Lounge access is the most oversold credit card benefit in India — and the easiest to get for free. A direct query of the CardBuzz database finds 69 zero-fee cards flagging domestic lounge access. Before you pay a rupee f
How-To GuidesCredit Card Transfer Partners in India: What's Actually Live
Transfer partners — airlines and hotel programs your card points convert into — are the engine of every serious miles strategy. They are also the least stable benefit in Indian credit cards. This guide lists only program
How-To GuidesMiles vs Cashback for Indian Travellers: The Honest Math
Every travel-card debate in India eventually becomes miles vs cashback. Here is the math without the marketing — using only figures that are actually verifiable.
How-To GuidesTravel Card Setup for Indians: The 2026 Starter Stack
If you are building a travel credit card setup in India from zero, the instinct is to apply for the most expensive card with the shiniest lounge photo. Resist it. The CardBuzz database lists 222 cards tagged for travel —
How-To GuidesThe Future of UPI-Linked Credit in India: What Is Officially Announced
Predictions about UPI are cheap; announced policy is not. This article sticks strictly to what the RBI, NPCI, the Finance Ministry and issuing banks have officially announced or launched — no analyst speculation, no "exp
How-To GuidesUPI Fraud and Credit Card Safety: Scam Patterns and Protections
UPI's scale is now its attack surface. Reported digital fraud cases in India rose from around 2.6 lakh in 2021 to 28 lakh in 2025, with the reported value climbing from ₹551 crore to ₹22,931 crore. Credit-cards-on-UPI ad
How-To GuidesRuPay Select Credit Card Benefits: What Is Actually Included
"RuPay Select" gets thrown around as if it were a single product with a fixed perk list. It isn't. Select is a tier — a premium card program defined by NPCI, implemented benefit-by-benefit by each issuing bank. The frame
How-To GuidesUPI and Credit Cards Abroad: What Works and What Does Not
"Can I use UPI abroad?" is one of the most asked — and most misunderstood — questions in Indian payments. The short answer has two halves: UPI itself now works in several countries, but credit-cards-on-UPI does not trave
How-To GuidesUPI Autopay With Credit Cards: Setup, Limits and Failures
UPI Autopay is the standing instruction for the UPI era: subscriptions, SIPs, insurance premiums and bill payments debited automatically on schedule, without you opening an app each time. It works with bank accounts and
How-To GuidesHidden RuPay Credit Card Benefits Most Cardholders Miss
RuPay is often treated as the "budget network" — the card you settle for, not the card you choose. That reputation is outdated. Beneath the headline reward rates, RuPay credit cards carry a layer of network-level benefit