The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Deals & OffersBig Billion Days 2026 Prep: How Flipkart's Bank Offers Work
Flipkart's Big Billion Days 2026 is a two-door sale: early access opens at midnight tonight (October 8) for Plus, Black and Flipkart credit-card members, and the main sale opens to everyone on October 9. The bank stack i
Deals & OffersGreat Indian Festival 2026 Prep: How Amazon's Bank Offers Work
The Amazon Great Indian Festival 2026 opens to all customers tomorrow, October 8 — today is prep day. Bank offers are where a good sale price becomes a great checkout price, but they only work if your cards, wishlist and
How-To GuidesPre-Approved Does Not Mean Guaranteed Approval
The myth: "The bank says I'm pre-approved, so the card is basically mine — I just have to say yes."
How-To GuidesClosing Old Credit Cards Can Lower Your Score
The myth: "I don't use that old card anymore. Closing it will clean up my profile and improve my score."
How-To GuidesCashback vs Reward Points: When Cash Wins
The myth: "Cashback cards are for beginners. Serious optimizers use reward points."
How-To GuidesUnlimited Lounge Access Has Limits You Should Know
The myth: "My card says unlimited lounge access, so I can walk into any lounge, anytime, with anyone."
How-To Guides"No Forex Charges" on Your Card? Read the Markup Line
The myth: "My card says no foreign transaction fee / I have a premium card, so international spends cost me nothing extra."
How-To GuidesNo-Cost EMI Isn't Free: The GST and Fees Nobody Shows You
The myth: "No-cost EMI means I pay exactly the product price, just split into parts."
How-To Guides1 Reward Point Is Not Worth ₹1 (Almost Ever)
The myth: "I earned 10,000 reward points, so that's ₹10,000."
How-To Guides3 CIBIL Myths That Keep Hurting Your Credit Score
Credit scores run on rumour. Here are three myths Indians repeat most often — each one capable of costing you real money or a rejected application.
How-To GuidesNo Annual Fee Doesn't Mean Your Card Is Free
The myth: "My card has no annual fee, so it costs me nothing."
How-To GuidesThe Minimum Due Trap: What Paying 5% Really Costs You
The myth: "Paying the minimum due is fine — the bank even suggests it, so it must be okay."