The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesHDFC Millennia vs Regalia Gold (2026): The Mid-Tier Upgrade Question
| Feature | HDFC Bank Millennia | HDFC Bank Regalia Gold | |---|---|---| | Joining fee (DB) | ₹1,000 | ₹2,500 | | Annual fee (DB) | ₹1,000 (excl. tax) | ₹2,500 (excl. tax) | | Annual-fee waiver (DB) | ₹1,00,000 annual sp
How-To GuidesHDFC Infinia vs Axis Magnus (2026): Which Premium Card Wins?
| Feature | HDFC Bank Infinia | Axis Bank Magnus | |---|---|---| | Joining fee (DB) | ₹12,500 | ₹12,500 | | Annual fee (DB) | ₹12,500 (excl. tax) | ₹12,500 (excl. tax) | | Annual-fee waiver (DB) | ₹10,00,000 annual spend
Card ReviewsIDFC First Wealth Credit Card Review (2026)
The IDFC First Wealth Credit Card is one of the most aggressive premium value plays in the Indian market: a genuinely zero-fee card (no joining fee, no annual fee) that bundles international lounge access, a low 1.5%-plu
Card ReviewsTata Neu Infinity HDFC Credit Card Review (2026)
The Tata Neu Infinity HDFC Bank Credit Card is the definitive co-branded card for the Tata ecosystem shopper. At ₹1,499 a year (waived on ₹3 lakh of annual spends), it pays 5% in NeuCoins across Tata Neu and partner bran
Card ReviewsSBI Card Elite Review (2026)
The SBI Card Elite is SBI Card's flagship lifestyle card: a ₹4,999 annual-fee product built for people who spend heavily on dining, groceries, and departmental stores. It earns 2.5% back in those categories, adds two ₹5,
Card ReviewsFlipkart Axis Bank Credit Card Review (2026)
The Flipkart Axis Bank Credit Card is the value pick of the co-branded shopping cards: a ₹500 annual fee that waives on ₹3.5 lakh of annual spend, 5% cashback on Flipkart and Cleartrip, an unusually high 7.5% on Myntra,
Card ReviewsAmazon Pay ICICI Credit Card Review (2026)
The Amazon Pay ICICI Bank Credit Card is the closest thing Indian credit cards have to a no-brainer: zero joining fee, zero annual fee (lifetime free per the DB, with no spend-based waiver to chase since there is no fee
Card ReviewsHDFC Millennia Credit Card Review (2026)
The HDFC Millennia is the workhorse cashback card for heavy online shoppers: it pays 5% CashPoints on a solid list of top online merchants (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber and others), carries a ₹1,000 ann
Card ReviewsHDFC Diners Club Black Review (2026)
The Diners Club Black — the Metal Edition is the current flagship in the DB — is HDFC's original super-premium card and still its most complete package under the Infinia: a 3.33% base earn (5 RPs per ₹150) identical to t
Card ReviewsHDFC Regalia Gold Credit Card Review (2026)
The Regalia Gold is HDFC's value sweet spot: a ₹2,500 card (waived at ₹4 lakh annual spend) paying 4 Reward Points per ₹150 on all eligible retail — including utilities, insurance and education, which most premium cards
Card ReviewsAxis Magnus Credit Card Review (2026)
The Axis Magnus is a card of two personalities. As a flat-spend earner it is mediocre: 12 EDGE Rewards points per ₹200 redeem at just ₹0.20 each on the EDGE portal — a 1.2% return by simple arithmetic, weak for a ₹12,500
Card ReviewsHDFC Infinia Credit Card Review (2026): Is It Worth ₹12,500?
The HDFC Infinia is the card every other Indian premium card is measured against, and the numbers explain why: 5 Reward Points per ₹150 on all eligible spend — a 3.33% base reward rate when redeemed at 1 RP = ₹1 for trav