The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesPaying School & College Fees with Credit Cards (2026)
School and college fees are some of the largest single payments most families make each year, so it is natural to wonder whether putting them on a credit card can earn rewards. The short answer: it can, but the math only
How-To GuidesRent Payments with Credit Cards: The Real Math (2026)
Paying rent with a credit card is one of the most debated rewards hacks in India. Rent is typically the largest monthly outgoing, so even a small earn rate looks tempting. But two costs fight against you: the platform's
How-To GuidesPaying Insurance Premiums with Credit Cards (2026)
Insurance premiums — life, health, motor — are among the largest single payments most households make each year. Paying them by credit card does two things at once: it earns rewards on a spend you'd make anyway, and it p
How-To GuidesMobile & DTH Recharges with Credit Cards: Rewards Guide (2026)
Mobile and DTH recharges are small, predictable spends — and that makes them perfect for squeezing out rewards. The catch: several premium cards explicitly exclude utility-category spending, while a handful of category-f
How-To GuidesElectricity Bill Payments with Credit Cards: Rewards Guide (2026)
Electricity bills are a steady, inescapable monthly spend — ideal for rewards harvesting. But the reward depends on two things: whether your card pays on utilities at all, and whether the bill-pay platform adds a conveni
How-To GuidesFASTag Recharge with Credit Cards: Rewards Guide (2026)
FASTag is now a non-negotiable monthly spend for anyone who uses national highways — and because it's a toll-related payment, it behaves like a category of its own in credit-card reward tables. Whether you earn anything
How-To GuidesFuel Surcharge Waiver on Credit Cards Explained (2026)
Every credit card payment at a petrol pump in India attracts a surcharge — and most cards quietly give it back to you. Understanding how the fuel surcharge waiver works is the difference between saving money on every ref
How-To GuidesBest Credit Cards for Fuel in India (2026): Maximize Rewards
Fuel is one of the most frequent spends for Indian households — and one of the easiest to turn into rewards. The trick is that fuel benefits work differently from other categories: pump transactions carry a 1% fuel surch
Buying Guides10 Grocery Shopping Mistakes That Waste Credit Card Rewards (2026)
Grocery is the highest-frequency spend in most Indian households — and the category where credit card rewards are most commonly wasted. Every mistake below is tied to a real mechanic in the CardBuzz card catalogue (cards
Buying GuidesFestive Season Grocery Stocking: Credit Card Strategy (2026)
Diwali 2026 falls on Sunday, November 8, with Dhanteras on November 6 and the full five-day festival running November 6–10. For most Indian households, the four to six weeks before the festival mean the year's biggest gr
Buying GuidesSupermarket Shopping (DMart, Reliance Smart) with Credit Cards (2026)
A typical Indian family's monthly run to DMart or Reliance Smart easily crosses ₹8,000–₹12,000. At the right card, that one chore can earn back ₹400–₹1,000 a month in rewards. At the wrong card, the same bill earns almos
Buying GuidesMonthly Grocery Budget: Credit Card Strategy for Families (2026)
Grocery is the most predictable line in a family's budget — and where accelerated earn rates are highest: the catalogue shows 10% grocery earn rates on multiple cards. The catch is that every one of those rates carries a