The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesIRCTC Train Bookings with Credit Cards: Rewards Guide (2026)
India's railway bookings are a rewards niche that most credit-card advice ignores — yet frequent train travellers can pull 5–10% value back on tickets plus transaction-charge waivers that cut the booking cost itself. Fiv
How-To GuidesMakeMyTrip Bookings with Credit Cards: Rewards Guide (2026)
MakeMyTrip is India's default travel booking app, and the MakeMyTrip–ICICI co-brand cards turn every booking there into myCash — wallet cash that works like money on the platform. The co-brand is confirmed in the CardBuz
How-To GuidesHotel Bookings with Credit Cards: Rewards Guide (2026)
Hotels are where co-brand cards pull furthest ahead of generic cards: a hotel-chain card can return 2–8% effective value on stays, plus elite status that a general rewards card never gives. But hotel cards only pay if yo
How-To GuidesBest Credit Cards for Flight Bookings in India (2026): Maximize Rewards
Flight tickets are usually the single biggest line item in a travel budget, which makes them the highest-value place to earn rewards. The right credit card can return anywhere from 1.5% to 7.5% of your fare as miles or p
Buying GuidesBuilding a Wardrobe on a Budget with Credit Cards (2026)
A wardrobe built on a budget is a planning problem, not a luck problem. You decide the annual number, spread it across seasons, and then route each rupee through the card that pays the most for that merchant — while resp
Buying Guides10 Fashion Shopping Mistakes That Waste Credit Card Rewards (2026)
Fashion is one of the highest-reward categories in the Indian credit card market — 7.5% on Myntra, 10X at Reliance Retail, 6% at Shoppers Stop. But those headline rates sit on top of caps, exclusions, milestones, and win
Buying GuidesFestive Season Fashion Shopping: Credit Card Strategy (2026)
Festive-season fashion shopping — kurtas, lehengas, formals, footwear, accessories — is one of the few times in the year when most households concentrate a large share of their annual apparel spend into a few weeks. That
Buying GuidesNykaa & Beauty Shopping: Credit Card Rewards Guide (2026)
Beauty is one of the highest-frequency online categories in India — and one of the best-rewarded, if your card is pointed at the right merchant. An important fact first: there is no dedicated Nykaa co-brand credit card i
Buying GuidesFashion on EMI: When It Makes Sense (2026)
EMI has normalised the ₹30,000 sneaker drop and the ₹60,000 wedding-season wardrobe. But an EMI is a loan wearing a payment plan's clothes — and on fashion, a depreciating purchase, the maths matters more than the monthl
Buying GuidesLuxury Fashion Shopping with Credit Cards (2026)
A ₹48,000 handbag, a ₹1.2 lakh watch, a seasonal wardrobe refresh from Tata CLiQ Luxury — high-ticket fashion is where the right credit card quietly pays for itself, and where the wrong one leaves thousands on the table.
Buying GuidesFootwear Shopping (Nike, Adidas, Puma): Credit Card Strategy (2026)
Nike, Adidas and Puma sell primarily through their own brand sites and apps — there is no footwear co-brand credit card in our 610-card catalogue (verified October 2026). So footwear strategy is about picking cards with
Buying GuidesShopping on Ajio with Credit Cards: Rewards Guide (2026)
Ajio sits inside Reliance Retail — one of India's largest retail ecosystems — which means the smartest Ajio credit-card strategy is really a Reliance-ecosystem strategy. There is no Ajio co-branded card in our 610-card c