The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
4240 posts · Page 52 of 354 · View the full archive
Deals & OffersPresale Access Through Credit Cards: How Bank and Card Presales Work for Concerts
Card-linked presales can put you ahead of the general sale queue — if you understand how eligibility, windows and limits actually work.
How-To GuidesPre-Authorisation Holds That Never Became Charges: Release Timelines for Hotels, Fuel and Rentals
That blocked amount from the hotel or petrol pump isn't a charge — it's a hold. Here's when each type releases and what to do when one sticks.
How-To GuidesHow Refunds Appear on Your Credit Card Statement (and How to Reconcile Them)
Refunds show up as cryptic negative entries, sometimes on the wrong statement. Here's how to read them and reconcile every refund.
ComparisonsMerchant Credit Notes and Wallet Refunds Instead of Card Reversals: The Trade-Offs
Store credit or wallet refund instead of money back on your card? Sometimes it's fine — sometimes it's a trap. Here's how to decide.
ComparisonsRefunds vs Chargebacks vs Disputes: Which Lever to Pull and When
Refund, chargeback, dispute — three different tools that people use interchangeably. Using the wrong one costs time and can backfire.
How-To GuidesInternational Refunds and the Foreign Exchange You Lose on the Round Trip
A refund on an international purchase rarely returns the full rupee amount. Here's where the forex leakage happens and how to minimise it.
How-To GuidesDuplicate Debits: The Exact Steps to Get Your Money Back
Charged twice for one purchase? Don't panic and don't wait — follow this exact sequence to get the duplicate debit reversed quickly.
How-To GuidesRefund Credited to a Closed or Replaced Card: Where the Money Actually Goes
Refunded to a card you no longer have? The money isn't lost — it follows a defined path. Here's where it goes and how to recover it.
How-To GuidesPartial Refunds and EMI Cancellation: What Happens to Your Interest-Free Period and EMI Plan
When only part of an EMI purchase is refunded, the math isn't intuitive. Here's how partial refunds, cancelled EMIs and interest-free periods really interact.
How-To GuidesFailed Payments and Automatic Refunds: Timelines and What to Watch For
When a payment fails mid-way, your money usually comes back on its own — but the clock, and what to watch, depends on where it failed.
How-To GuidesHow Credit Card Refunds Actually Work: The Full Settlement Chain From Merchant to Statement
A refund isn't money sent back — it's a reversal message that travels the card network in reverse. Here's the full chain, and why it takes days.
How-To GuidesSupplementary Cardholder Cover: Does Family Travel Protection Extend to Add-On Cards
Does your spouse or child's add-on card carry the same travel insurance as your primary card? The answer depends on the master policy wording.