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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

4529 posts · Page 86 of 378 · View the full archive

How-To Guides

Paying for AI Subscriptions from India: What Works on Indian Cards

AI subscriptions — ChatGPT Plus, Claude Pro, Gemini Advanced, Midjourney, Perplexity Pro — are billed overwhelmingly in US dollars by overseas entities. For an Indian cardholder this creates a small obstacle course: inte

15 Oct 20269 min read
How-To Guides

Cloud Storage Plans on Credit Cards: INR vs USD Billing Compared

Your photos, backups and documents live in a data centre, and the rent is billed to your card every month or year. Cloud storage — Google One, iCloud+, Microsoft 365's OneDrive allocation, Dropbox — looks like a small, f

15 Oct 20269 min read
How-To Guides

The SaaS Subscription Audit: Finding Money Hiding in Your Card Statement

Most people are paying for software they no longer use. Not because they are careless — because SaaS products are engineered to keep billing quietly in the background while your attention moves on. A project-management t

15 Oct 202610 min read
How-To Guides

Moving Abroad: A 90-Day Credit Card Strategy for Indian Expats

Moving abroad resets your financial life more completely than any domestic move: new currency, new banking system, no local credit history, and a 90-day window in which almost every expense is international. Indian credi

15 Oct 202610 min read
How-To Guides

The Inter-City Move: Cards for Travel, Hotels and Stopover Spends

An inter-city move is really two relocations: the household goods go by truck, and you go by train, flight, or road — often with a stopover night or two between handing over the old keys and receiving the new ones. The t

15 Oct 20268 min read
How-To Guides

Paying Move-In Charges: Society Deposits, Parking and Club Fees on Cards

Beyond rent and deposit, Indian housing societies levy their own entry toll: a one-time move-in or admission charge, a refundable society deposit, parking allotment fees, and clubhouse or facility charges that may be man

15 Oct 20268 min read
How-To Guides

First Month in a New City: Card Spending Without the Overshoot

The first month in a new city is the most dangerous month in personal finance. Everything costs money at once — deposits, movers, furniture, eating out because the kitchen is not set up, cabs because you do not know the

15 Oct 20268 min read
How-To Guides

Insuring the Move: Transit and Home Insurance Paid on Cards

A move concentrates your household's entire asset value into a truck for a day or two — the riskiest 48 hours your possessions will ever face. Yet most movers' customers either skip insurance entirely or accept whatever

15 Oct 20268 min read
How-To Guides

Moved House? The Credit Card Address and KYC Update Checklist

Changing cities without updating your address across the financial system is the most common administrative error movers make — and one of the most quietly damaging. Credit card statements, OTPs for high-value transactio

15 Oct 20268 min read
How-To Guides

Utility Connections in a New City: Putting Everything on Autopay

A new city means a new stack of recurring bills: electricity, piped gas or LPG, water, broadband, DTH or OTT, mobile recharges, and the society maintenance that lands every month. Setting all of them on credit-card autop

15 Oct 20268 min read
Buying Guides

Setting Up a New Home in 2026: The Furniture and Appliance Card Strategy

Furnishing a new home from scratch is the single biggest discretionary spend most people make in a move — a refrigerator, washing machine, beds, and basic furniture can easily cross ₹2–3 lakh before the curtains go up. B

15 Oct 20269 min read
How-To Guides

Rental Deposit and Brokerage on Credit Cards: Fees vs Rewards Math

Every rental move in an Indian metro comes with two painful upfront numbers: the security deposit (often 2–10 months of rent depending on the city — Bengaluru landlords routinely ask for 10 months) and the broker's fee (

15 Oct 20269 min read