The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
4589 posts · Page 94 of 383 · View the full archive
How-To GuidesLost Your Card Abroad: The Emergency Replacement Playbook
Losing a credit card in a foreign country combines every cardholder's nightmare at once: no plastic, unfamiliar helplines, and transactions in currencies the statement will later reveal. A rehearsed playbook turns it fro
How-To GuidesAirport Parking Payments: Earning on the Lot Before You Fly
Airport parking is the forgotten first transaction of every self-driven trip — paid in a hurry, rarely optimised, and more expensive than it looks across a year of travel.
How-To GuidesNPS Contributions via Credit Card: What Is Allowed and What It Costs
The National Pension System is one of India's most tax-efficient retirement vehicles — and one where the payment rail is narrower than most contributors expect.
How-To GuidesClub Memberships on Credit Cards: Joining Fees, Renewals, and Rewards
Golf clubs, social clubs, and recreation memberships charge joining fees that run into lakhs — exactly the kind of large, infrequent transaction where the choice of payment rail matters.
Credit HealthSoft vs Hard Enquiries: What Each Does to Your Credit File
Every credit report carries an enquiry section, and not all enquiries are equal. Knowing which ones move the score — and which are invisible to lenders — changes how freely credit can be shopped for.
ComparisonsPrepaid Cards vs Credit Cards: When a Prepaid Makes Sense
Prepaid cards and credit cards look alike at the checkout — both swipe, tap, and pay online. Underneath, they are opposite instruments: one spends money already loaded, the other borrows against a limit. Each wins in dif
Deals & OffersCompanion Tickets and Upgrade Vouchers on Indian Credit Cards
Among the most aspirational card perks in India are the companion flight ticket — a second seat effectively free — and cabin-upgrade vouchers. Both exist on select premium cards, and both come wrapped in conditions that
How-To GuidesFlight Delay and Baggage Insurance on Credit Cards: How the Cover Triggers
Many mid-tier and premium Indian credit cards bundle complimentary travel insurance — including flight-delay and baggage-delay cover. The benefit is real, but it triggers only under specific conditions, and the claim goe
News & DevaluationsReward Point Breakage: Why Unredeemed Points Are Pure Profit
Every loyalty programme is built on a quiet assumption: a meaningful share of the points it issues will never be redeemed. The industry calls it breakage, and it is one of the most profitable lines in the rewards busines
Card ReviewsHow Hotel Co-Brand Credit Cards Work: Free Nights and Points Mechanics
Hotel co-brand cards sell a dream — free nights at aspirational properties — funded by a mechanics stack of points, elite status, and anniversary awards. Each layer has its own rules.
Card ReviewsHow Airline Co-Brand Credit Cards Work: Earn Rates, Mile Expiry, and Redemption
Airline co-brand credit cards promise a simple deal — spend on the card, fly on the miles. The mechanics underneath are less simple: earn rates, mile-expiry rules, and redemption frictions decide whether the card is a tr
Card ReviewsTata Neu HDFC Bank Cards Explained: How NeuCoins Work
The Tata Neu HDFC Bank cards are built around a single loyalty currency — NeuCoins — earned across the Tata ecosystem. Understanding how NeuCoins accrue, where they can be spent, and where they cannot is the whole game w