The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesWhy You Cannot Pay Mutual Fund SIPs With a Credit Card
It is a tempting idea: route a monthly SIP through a credit card, earn rewards on the investment, and pay the bill later. Indian mutual funds do not allow it, and the reasons are structural rather than a technical limita
How-To GuidesWhy Indian Credit Cards Block Crypto Purchases
Attempts to buy cryptocurrency with an Indian credit card usually end the same way: the transaction is declined, or it goes through coded as something expensive. This is not a technical glitch — it is deliberate policy a
How-To GuidesPaper vs E-Statements: Fees, Access, and Record-Keeping
Every billing cycle produces a statement; how it reaches the cardholder is a choice with small but real consequences for fees, convenience, and proof.
How-To GuidesCredit Card PIN Management: Green PIN, Resets, and Safe Practices
The four-digit PIN is the last line of defence for in-person card use, and Indian issuers have made generating and changing it a self-service process. Knowing the mechanics — and the few ways PINs get compromised — keeps
How-To GuidesCredit Card Reissue on Expiry: Timelines, Fees, and What Changes
Credit cards expire — usually three to five years after issuance — and the replacement process is mostly automatic. But "mostly" hides a few details worth knowing: what changes on the new card, what breaks, and when to c
How-To GuidesTemporary Block vs Hotlisting: The Two Ways to Freeze Your Credit Card
Two different "freeze a card" actions exist, and they do very different things. One is a reversible switch in the app. The other kills the card number permanently and starts a reissue. Using the wrong one in a panic is a
How-To GuidesHow Your Credit Card Payment Is Allocated: The Payment Hierarchy Explained
When a credit card bill contains several kinds of dues — last month's purchases, an EMI, a cash advance, fees — a single payment does not spread itself evenly. Issuers apply every rupee received in a defined order, and t
GuidesAmerican Express Platinum Travel Credit Card vs Eazydiner Indusind Bank Credit Card: Which Credit Card Wins in 2026?
American Express Platinum Travel Credit Card against Eazydiner Indusind Bank Credit Card: fees, reward rates, lounge access and which one suits which spend
GuidesAmerican Express Membership Rewards Credit Card vs Yes Bank Marquee Credit Card: Which Credit Card Wins in 2026?
American Express Membership Rewards Credit Card against Yes Bank Marquee Credit Card: fees, reward rates, lounge access and which one suits which spender
GuidesAmerican Express Membership Rewards Credit Card vs Zenith Plus Credit Card: Which Credit Card Wins in 2026?
American Express Membership Rewards Credit Card against Zenith Plus Credit Card: fees, reward rates, lounge access and which one suits which spender. Updat
GuidesHSBC Travelone Credit Card vs Standard Chartered Ultimate Credit Card: Which Credit Card Wins in 2026?
HSBC Travelone Credit Card against Standard Chartered Ultimate Credit Card: fees, reward rates, lounge access and which one suits which spender. Updated 20
GuidesSwiggy HDFC Bank Credit Card vs Yes Bank Pop Club Credit Card: Which Credit Card Wins in 2026?
Swiggy HDFC Bank Credit Card against Yes Bank Pop Club Credit Card: fees, reward rates, lounge access and which one suits which spender. Updated 2026