How-To Guides
Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.
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How-To GuidesMedical Emergencies: Credit Card Strategy (2026)
A hospital admission is when your credit card stops being a rewards tool and becomes a liquidity instrument. Admission deposits, diagnostic bills, and pharmacy runs land at odd hours — you need a payment plan before the
How-To GuidesWellness Spending (Cult.fit, Yoga, Spa) with Credit Cards (2026)
Wellness spending is the quietest category in most budgets — yoga subscriptions, spa days, meditation apps, Cult.fit group classes — and it is also the category almost nobody optimizes. Unlike dining or travel, there is
How-To GuidesGym & Fitness Memberships with Credit Cards (2026)
Gym memberships are one of the biggest lump-sum health payments most households make each year. A Cultpass PRO 12-month plan currently goes for about ₹16,290 on sale (down from ₹17,490), and an ELITE 12-month plan totals
How-To GuidesDiagnostic Lab Tests (Dr Lal, Thyrocare) with Credit Cards (2026)
Diagnostic lab payments — from Dr Lal PathLabs, Thyrocare, Apollo Diagnostics and similar chains — are typically billed under medical or pharmacy-type merchant categories. Most general cards pay only their base rate (oft
How-To GuidesHospital Bills with Credit Cards: Rewards & EMI Guide (2026)
A hospital bill of Rs. 1–3 lakh is often the largest single transaction a household makes — and it usually arrives unplanned. How you pay it matters twice: rewards on the spend itself, and whether you spread it over mont
How-To GuidesPaying Health Insurance Premiums with Credit Cards (2026)
Health insurance premiums are large, predictable, annual lump sums — exactly the kind of spend that should earn rewards and push you over annual-spend milestones. The catch: a long list of cards in the CardBuzz catalogue
How-To GuidesPharmEasy, Tata 1mg & Apollo Pharmacy with Credit Cards (2026)
Online pharmacies sell the same medicines you buy at your neighborhood chemist — often with app-only discounts — but the right credit card stacks rewards on top. There is no co-branded PharmEasy card in the CardBuzz cata
How-To GuidesBest Credit Cards for Pharmacy & Medicine in India (2026): Maximize Rewards
Medicine is a recurring, non-negotiable household spend — with dedicated credit cards built around it. The CardBuzz catalogue holds several pharmacy-first cards, from co-branded Apollo options to wellness cards that pay
How-To GuidesPaying Your Credit Card Bill: UPI, Netbanking & Auto-Debit Guide (2026)
How you pay your credit card bill matters as much as how you spend. The wrong method — or a missed due date — triggers late fees, interest from the transaction date, and a hit to your credit report. Here is every payment
How-To Guides10 Bill-Payment Mistakes That Waste Credit Card Rewards (2026)
Paying bills — utilities, fees, insurance premiums, broadband — is the easiest way to rack up credit-card spend. It is also where the most rewards quietly evaporate. Here are the ten mistakes Indian cardholders make most
How-To GuidesPaying School & College Fees with Credit Cards (2026)
School and college fees are some of the largest single payments most families make each year, so it is natural to wonder whether putting them on a credit card can earn rewards. The short answer: it can, but the math only
How-To GuidesRent Payments with Credit Cards: The Real Math (2026)
Paying rent with a credit card is one of the most debated rewards hacks in India. Rent is typically the largest monthly outgoing, so even a small earn rate looks tempting. But two costs fight against you: the platform's