How-To Guides
Practical guides to EMIs, reward redemptions, lounge access, fee waivers and getting more from your cards.
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How-To GuidesPaying Insurance Premiums with Credit Cards (2026)
Insurance premiums — life, health, motor — are among the largest single payments most households make each year. Paying them by credit card does two things at once: it earns rewards on a spend you'd make anyway, and it p
How-To GuidesMobile & DTH Recharges with Credit Cards: Rewards Guide (2026)
Mobile and DTH recharges are small, predictable spends — and that makes them perfect for squeezing out rewards. The catch: several premium cards explicitly exclude utility-category spending, while a handful of category-f
How-To GuidesElectricity Bill Payments with Credit Cards: Rewards Guide (2026)
Electricity bills are a steady, inescapable monthly spend — ideal for rewards harvesting. But the reward depends on two things: whether your card pays on utilities at all, and whether the bill-pay platform adds a conveni
How-To GuidesFASTag Recharge with Credit Cards: Rewards Guide (2026)
FASTag is now a non-negotiable monthly spend for anyone who uses national highways — and because it's a toll-related payment, it behaves like a category of its own in credit-card reward tables. Whether you earn anything
How-To GuidesFuel Surcharge Waiver on Credit Cards Explained (2026)
Every credit card payment at a petrol pump in India attracts a surcharge — and most cards quietly give it back to you. Understanding how the fuel surcharge waiver works is the difference between saving money on every ref
How-To GuidesBest Credit Cards for Fuel in India (2026): Maximize Rewards
Fuel is one of the most frequent spends for Indian households — and one of the easiest to turn into rewards. The trick is that fuel benefits work differently from other categories: pump transactions carry a 1% fuel surch
How-To GuidesAirmiles vs Cashback for Travel: Which Wins in 2026?
Should you stockpile airmiles or take plain cashback toward your next trip? The honest answer depends on one number: what each point is worth in each redemption lane. The CardBuzz catalogue gives us exact, verified redem
How-To Guides10 Travel Booking Mistakes That Waste Credit Card Rewards (2026)
Travel bookings are among the largest single transactions most people make — which makes them the most expensive place to make reward mistakes. Each of these ten errors is common, and each one is preventable if you know
How-To GuidesFestive Season Travel Booking: Credit Card Strategy (2026)
Diwali-week flights and hotel rooms sell out fast, and fares climb as demand spikes. Your credit card strategy should not start at checkout — it starts weeks earlier, when you choose which card earns on the booking and h
How-To GuidesCab Bookings (Uber, Ola) with Credit Cards: Rewards Guide (2026)
Uber and Ola rides are the kind of spend that adds up silently — a few hundred rupees a ride, several times a week. Picking the right card for cab bookings can return real money every month. Here's what the CardBuzz cata
How-To GuidesTravel Insurance on Credit Cards: What's Actually Covered (2026)
Many premium credit cards advertise "complimentary travel insurance" as a headline benefit. But what does that insurance actually cover — and what does it quietly exclude? We pulled the insurance benefit text for every c
How-To GuidesForex Cards vs Credit Cards for International Travel (2026)
Every international trip from India starts with the same question: should you load a forex card or just swipe your credit card? The answer depends on one number most travellers ignore — the forex markup. Here's how the t