The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesBuying Home Gym Equipment with Credit Cards and EMI
A home gym starts with a pair of dumbbells and ends, for some, with a power rack, a bench, and a treadmill. Equipment bills add up fast, and sellers know it — which is why no-cost and low-cost EMI shows up at nearly ever
Buying GuidesGym Memberships: Paying Annual vs Monthly Plans with a Credit Card
Joining a gym usually starts with one decision: pay monthly and stay flexible, or pay for the full year upfront and save. Put a credit card into the mix, and the decision gains another layer — interest-free periods, rewa
Buying GuidesHome Insurance and Appliance Protection Plans: Paying Annual Premiums by Credit Card
Home insurance — covering structure, contents, or both — and appliance protection plans share a billing profile: one annual premium, paid to an insurer or a warranty provider, for twelve months of cover. Annual, predicta
Buying GuidesSociety and Apartment Maintenance Charges: Paying Them with a Credit Card
Monthly society maintenance — covering security, common-area upkeep, water, and amenities — is one of the largest recurring outflows for apartment owners, and one of the least optimised. Whether you can pay it by credit
Buying GuidesCarpentry and Furniture Repair Bills: Choosing the Right Card for Service Spends
Carpentry bills are irregular, negotiated, and often paid to individual craftsmen rather than brands — a loose hinge here, a wardrobe refit there, a full custom unit once in a few years. That informality makes them the e
Buying GuidesPaying for Home Painting Services: Handling a Large One-Time Bill with Credit Cards
A full home repaint is among the largest single home-service bills most households ever pay — often the costliest after appliances. It arrives as one lump sum or in staged payments, usually to a contractor or a branded p
Buying GuidesPre-Summer AC Servicing and AMCs: Planning the Seasonal Bill on Your Credit Card
Air-conditioner servicing is India's most seasonal home-service bill: demand spikes with the first heatwave, slots fill up, and prices firm up. Booking in the pre-summer window — roughly February to March in most of the
Buying GuidesWater Purifier AMC and Filter Replacements: Subscription-Style Spends on Credit Cards
A water purifier quietly generates two recurring bills: the annual maintenance contract and periodic filter or membrane replacements. Both are predictable, both are unavoidable, and both behave like subscriptions — which
Buying GuidesEarning Card Rewards on Small Tickets: Plumber and Electrician On-Demand Apps
A tap replacement, a switchboard fix, a ceiling fan install — individual tickets are small, but across a year a typical household books a dozen such visits. On-demand home-service apps have made booking frictionless; mak
Buying GuidesAppliance Repair and Extended Service Plans: A Credit Card Strategy for Service Bills
A dead refrigerator or a seized washing-machine motor forces two decisions at once: fix it now, and decide whether an extended service plan is worth buying alongside. Both decisions land on a card more often than not. A
Buying GuidesPest Control AMCs: Paying Your Annual Contract the Smart Way on Credit Cards
A pest control AMC — annual maintenance contract — trades a single yearly payment for scheduled visits across cockroach, termite, mosquito and general disinfestation treatments. It is one of the most predictable home-ser
Buying GuidesDeep Home Cleaning: Package or One-Time — and How to Pay with Credit Cards
A full deep-cleaning session for a 2–3 BHK apartment is one of the bigger discretionary spends Indian households make a few times a year. Two billing models dominate: a one-time session booked when you need it, or an ann