The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesEmergency Money for Kids: Backup Cards and Family Safety Planning
Every family needs a plan for the moment a child is stranded, unwell, or in trouble away from home — and that plan needs a money component. A child who cannot pay for a cab home, a meal, or an urgent pharmacy run is a ch
Buying GuidesAllowances and Pocket Money: Card-Based Systems That Teach Budgeting
Pocket money is a child's first budget. The system you choose — cash, a prepaid card, or a controlled debit card — shapes what they learn from it. Card-based systems have a real advantage here: every rupee is tracked aut
Buying GuidesPaying for Passports and Travel Documents on a Card: A Family Guide
Family trips — especially international ones — start with paperwork: passports for the children, renewals for the adults, and occasionally visas, OCI applications, or other travel documents. The fees are paid online thro
Buying GuidesPaying Kids' Health Insurance Premiums on a Credit Card: What to Check
Health insurance for children — whether a standalone child plan or coverage under a family floater — is one of the family's most important annual payments. Paying the premium by credit card is common and usually straight
Buying GuidesPaying College Application and Admission Fees on a Credit Card
College admission season brings a flurry of payments: application fees to multiple universities, entrance exam registrations, counselling charges, seat-acceptance fees, and finally the first-semester tuition. Each is tim
Buying GuidesBack-to-School Shopping: A Card Strategy for Supplies, Uniforms, and Books
The start of the school year brings a concentrated burst of spending: uniforms, shoes, textbooks, notebooks, stationery, bags, and the inevitable list of "miscellaneous" items the class teacher sends in the first week. B
Buying GuidesCoaching Classes and Extracurricular Fees: Timing Payments and Choosing the Right Card
Coaching institutes, music academies, sports training centres, and hobby classes form a steady stream of family spending — term fees, quarterly instalments, exam charges, and material costs. Because these payments are pr
Buying GuidesTeenagers and Supplementary Credit Cards: Setting Limits, Controls, and Spending Discipline
A supplementary or add-on card — issued against the parent's credit card account in the teenager's name — can be a controlled introduction to credit. The teen gets spending power with training wheels; the parent keeps fu
Buying GuidesKids' Savings Accounts and First Debit Cards: What Parents Should Set Up
A savings account in a child's name, paired with their first debit card, is one of the most practical tools for teaching money habits early. Indian banks offer minor accounts with parent or guardian as operator, and many
Buying GuidesPaying School Fees with a Credit Card: Doing the Convenience-Fee Math
Many schools in India now accept credit card payments for term fees, often through a payment gateway that adds a convenience fee or surcharge. The transaction earns rewards, but the surcharge eats into them — sometimes c
How-To GuidesIn-Store EMI vs Online EMI: Terms That Differ
The same credit card offers EMI both in-store and online, and buyers assume the terms match. They often do not. The interest rate, processing fee, eligible tenures and even the no-cost availability can differ between the
How-To GuidesEMI Prepayment from Festival Bonuses: The Smart Playbook
The festival bonus arrives once a year, and every year it faces the same competition: the urge to spend it against the opportunity to kill debt with it. For households carrying EMIs, the bonus is the single most powerful