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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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Card Reviews

Marriott Bonvoy HDFC Bank Credit Card Deep-Dive: Fees, Points Math and Who Should Actually Get It

Hotel co-brand cards are a niche within a niche: they make glorious sense for the loyalist and no sense at all for everyone else. The Marriott Bonvoy HDFC Bank Credit Card is India's most prominent example. CardBuzz's ca

14 Oct 20264 min read
Comparisons

Infinia vs Magnus vs Emeralde: India's Flagship Card Three-Way

Three cards, three banks, one question: if you are going to pay flagship money for a credit card in India, which flagship deserves it? The HDFC Infinia (₹12,500 annual fee in CardBuzz's catalogue), the Axis Magnus (₹12,5

14 Oct 20264 min read
Card Reviews

ICICI Emeralde Credit Card Deep-Dive: Fees, Rewards Math and Who Should Actually Get It

The ICICI Emeralde is the bank's answer to the Infinia and the Magnus — an invite-grade premium card that leans on ICICI's strengths: a huge merchant network, deep dining and lifestyle tie-ups, and a rewards programme th

14 Oct 20264 min read
Card Reviews

HDFC Infinia Credit Card Deep-Dive: Fees, Rewards Math and Who Should Actually Get It

The HDFC Infinia is the card other premium cards in India are measured against. It is invite-and-income-gated, famously hard to get, and famous for a rewards structure that rewards heavy, disciplined spenders more than a

14 Oct 20265 min read
How-To Guides

How to Transfer Axis EDGE Miles to Airline Partners: A Step-by-Step Guide

Earning miles is only half the game. EDGE Miles sitting in your Axis account are worth a fraction of what they become inside an airline's frequent-flyer programme — the transfer is where the value unlocks. This guide wal

14 Oct 20264 min read
How-To Guides

DreamFolks vs Priority Pass vs DragonPass: How Airport Lounge Access Really Works in India

Your credit card promises "lounge access" — but the promise is delivered by one of a handful of networks, and which network sits behind your card decides where you can walk in, how you get in, and whether your guest eats

14 Oct 20264 min read
Card Reviews

Axis Magnus Credit Card Deep-Dive: Fees, Rewards Math and Who Should Actually Get It

The Axis Magnus is the card that taught India what a devaluation feels like. Before September 2023 it was arguably the most rewarding card in the country; after the now-famous devaluation it became a case study in readin

14 Oct 20264 min read
Card Reviews

Axis Atlas Credit Card Deep-Dive: Fees, EDGE Miles and the Traveller's Case

The Axis Atlas occupies a sweet spot that few Indian cards attempt: a genuine travel-earn card at a mid-premium fee. CardBuzz's catalogue lists the annual fee at ₹5,000 — less than half the Magnus's ₹12,500 — and the car

14 Oct 20264 min read
Comparisons

Atlas vs Magnus: Which Axis Travel Card Fits Your Flying Pattern

Axis Bank sells two travel cards that look similar from a distance and behave very differently up close. The Magnus (₹12,500 annual fee in CardBuzz's catalogue) is the flagship; the Atlas (₹5,000) is the frequent-flyer w

14 Oct 20264 min read
Card Reviews

Amex Platinum Travel Credit Card Deep-Dive: Fees, Rewards and Who Should Actually Get It

The American Express Platinum Travel card is the quiet overachiever of India's premium segment. It does not have the Infinia's aura or the Magnus's drama, but it has something rarer: a rewards structure that is genuinely

14 Oct 20264 min read
Buying Guides

New-Car Delivery Checklist for Credit Cardholders

Delivery day is emotional — months of research, negotiation, and waiting collapse into a single afternoon. That emotion is exactly why delivery day needs a checklist, and why cardholders need a slightly different one: se

13 Oct 20265 min read
Credit Health

Tracking Resale Value and Total Ownership Cost with Your Cards

Most car owners know their EMI to the rupee and have only the vaguest idea what the car actually costs them. Fuel, insurance, servicing, tyres, tolls, accessories, repairs — the money leaks out across a dozen channels, a

13 Oct 20265 min read