The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesCar Loan vs Credit-Card EMI: Comparing the Two Interest Mechanics
When a large car-related expense looms — the balance payment after the down payment, a major repair, a full accessory overhaul — many buyers weigh two financing routes: a car loan from a bank and an EMI conversion on a c
Buying GuidesBuying Car Accessories and Tyres on Credit Cards: A Smart Shopping Guide
New car owners routinely spend a five- or six-figure sum in the first few months on accessories and tyres — floor mats and seat covers at the modest end, alloy wheels, infotainment upgrades, dashcams, and a full set of t
How-To GuidesRoadside-Assistance Perks on Credit Cards: What You Get and How to Use Them
A flat tyre on an expressway at midnight, a dead battery in a basement parking lot, a car that simply will not start before an important meeting — these are the moments when a credit card stops being a payment instrument
Buying GuidesPaying for Car Servicing and Spares on Credit Cards
Servicing is the car expense most owners pay without thinking — you hand over the keys, approve the estimate, and pay whatever the invoice says. But service bills are large, lumpy, and entirely plannable, which makes the
How-To GuidesFASTag Recharges and Toll Payments: The Credit Card Playbook
FASTag made toll plazas cashless, but the recharge step — the moment money actually leaves your pocket — is where credit-card strategy lives. Between bank wallets, the issuer's own app, and direct card payments, the same
How-To GuidesFuel vs EV Charging on Credit Cards: Which Cards Earn Where
Filling up the tank is the most frequent card transaction most car owners make — weekly, sometimes more. Electric vehicle owners face a different question: does charging earn anything at all? The rewards landscape for fu
How-To GuidesHow to Pay Car Insurance Premiums on Credit Cards for Maximum Value
Car insurance is one of the largest recurring payments a vehicle owner makes — comprehensive policies for a new car can run into tens of thousands of rupees a year. Unlike fuel or servicing, which trickle out in small am
Buying GuidesPaying Your Car Down Payment on a Credit Card: The Complete Mechanics
Buying a car in India usually starts with a large lump-sum down payment — often a few lakhs handed to the dealer before the loan disburses. If you are going to spend that money anyway, routing it through a credit card ca
Credit HealthBuilding a Net-Worth-Positive Credit Card Stack
Most people choose credit cards one at a time — a pre-approved offer here, a friend's recommendation there — and end up with an accidental collection: overlapping benefits, underused perks, and fees that seemed reasonabl
How-To GuidesExpense-Ratio Thinking for Credit Cards: What Your Card Really Costs You
Mutual fund investors know the expense ratio — the annual percentage a fund charges for managing your money, disclosed upfront and easy to compare. Credit cards have an equivalent, but nobody discloses it: your card's tr
How-To GuidesPaying Wealth-Manager and Advisory Fees on Credit Cards
If you work with a wealth manager, a SEBI-registered investment adviser, or a financial planner, you pay for the relationship — an annual retainer, a percentage of assets, or a per-plan fee. And if you hold a rewards cre
How-To GuidesTax Mechanics of Reward Redemptions: What Indian Cardholders Should Know
Sooner or later, every thoughtful Indian cardholder wonders: are my credit card rewards taxable? The cashback credits, the points converted to vouchers, the miles redeemed for flights — does any of this count as income i